9505 Mountain Lake Dr, Ooltewah, TN 37363 Property Records

Hamilton County property record for 9505 Mountain Lake Dr, Ooltewah, TN 37363

Property Summary

Property Type	Single Family Home
Details	6 ba · 4,204 sqft · built 2019
Lot Size	2.07 acres (90,605 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Sep 2017)
Tax Bill	$5,635 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Apr 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`114N A 004`

Property Details

APN / Parcel Number

Primary APN	`114N A 004`
Alternative APN	`0000135126`

Interior

Full Baths	6 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	4,204 sqft Living Area

Exterior

Year Built	Built 2019
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	90,605 sqft (2.07 acres)
Lot Dimensions	525 ft deep x 130 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000135126
Street Address	9505 MOUNTAIN LAKE DR
City	OOLTEWAH
State	TN
Zip	37363-6210
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 2 MOUNTAIN LAKE ESTATES PB 52 PG 128 REV 58-180 REV 111-157 OUT OF 123-91 FOR 1995
Legal Subdivision	MOUNTAIN LAKE ESTATE
Legal Lot Number	2
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	1
Census Block	1000
Census Tract	11206

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	9875 SIMS HARRIS RD, OOLTEWAH, TN 37363-5743
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2021	Deed of Trust, Mortgage · Line of Credit ANDREW JOHNSON BANK
Apr 28, 2022	Deed of Trust, Mortgage · Line of Credit ANDREW JOHNSON BANK
Sep 18, 2017	Warranty Deed, Transfer FOUNDATION TITLE, FOUNDATION TITLE & ESCROW CHAT
Jun 26, 2017	Quit Claim Deed, Transfer FIRST TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2017 · Amount on Record
Deed Sale	Sep 18, 2017 · Amount on Record
Prior Sale	Jun 26, 2017
Deed Document Number	2017091800257
Deed Book / Page	11156 / 218
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	9505 MOUNTAIN LAKE DR, OOLTEWAH, TN 37363-6210
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9505 MOUNTAIN LAKE DR, OOLTEWAH, TN 37363-6210

Mortgage

Document Number	0000000255
Date	Dec 27, 2021
Book Page	12785/291
Instrument	2021122700255

Lender

Name	ANDREW JOHNSON BANK
Type	Bank
Address	CLEVELAND, TN 37312

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Dec 22, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	9505 MOUNTAIN LAKE DR, OOLTEWAH, TN 37363-6210
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9505 MOUNTAIN LAKE DR, OOLTEWAH, TN 37363-6210

Mortgage

Document Number	0000000078
Date	Apr 28, 2022
Book Page	12938/33
Instrument	2022042800078

Lender

Name	ANDREW JOHNSON BANK
Type	Bank
Address	CLEVELAND, TN 37312

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Apr 27, 2024

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Sep 18, 2017
Property Address	9505 MOUNTAIN LAKE DR, OOLTEWAH, TN 37363-6210
Document Number	0000000257
Book / Page	011156 / 000218
Instrument Date	Sep 15, 2017
Instrument	257
Transaction Type	Transfer
Record Updated	Oct 12, 2017
Title Company	FOUNDATION TITLE, FOUNDATION TITLE & ESCROW CHAT

Transaction

Amount	Amount Recorded
Tax	$314.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9875 SIMS HANDS RD OOLTEWAH TN 37363, OOLTEWAH, TN 37363

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Jun 26, 2017
Property Address	9505 MOUNTAIN LAKE DR, OOLTEWAH, TN 37363-6210
Document Number	0000000297
Book / Page	011084 / 000976
Instrument Date	Jun 23, 2017
Instrument	297
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	FIRST TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1153 HIDDEN CREEK DR CHATTANOOGA TN 374051255, CHATTANOOGA, TN 37405-1255

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,635.00 (-1.05%)	$371,800 (+46.05%)	$1,487,200 (+46.05%) Land $225,000 Building $1,262,200
2024	$5,695.00 (-0.16%)	$254,575 (-)	$1,018,300 (-) Land $120,000 Building $898,300
2023	$5,704.00	$254,575	$1,018,300 Land $120,000 Building $898,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 70% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH VALLEY U.D. serves 30,571 people · EPA ID TN0000613
Water Source	Groundwater influenced by surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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