9502 Mountain Lake Dr, Ooltewah, TN 37363 Property Records

Hamilton County property record for 9502 Mountain Lake Dr, Ooltewah, TN 37363

Property Summary

Property Type	Single Family Home
Details	4 ba · 4,394 sqft · built 1999
Lot Size	0.611 acres (26,632 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Jun 2017)
Tax Bill	$3,952 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`114N A 043`

Property Details

APN / Parcel Number

Primary APN	`114N A 043`
Alternative APN	`0000135167`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	4,394 sqft Living Area

Exterior

Year Built	Built 1999
Exterior Material	Stone
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	26,632 sqft (0.611 acres)
Lot Dimensions	216 ft deep x 123 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000135167
Street Address	9502 MOUNTAIN LAKE DR
City	OOLTEWAH
State	TN
Zip	37363-6209
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 41 MOUNTAIN LAKE ESTATES PB52 PG128 REV PB58 PG180 OUT OF 123-91 FOR 1995
Legal Range	199
Legal Subdivision	MOUNTAIN LAKE ESTATE
Legal Lot Number	41
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	1
Census Block	1000
Census Tract	11206

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	8167 FOX GLOVE DR, OOLTEWAH, TN 37363-5783
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage FILO MORTGAGE LLC
Jun 8, 2020	Deed of Trust, Mortgage · Conventional with PMI WYNDHAM CAP MTG
Jun 26, 2017	Warranty Deed, Transfer · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2017 · Amount on Record
Deed Sale	Jun 26, 2017 · Amount on Record
Prior Sale	Dec 27, 1999 · Amount on Record
Deed Document Number	2017062600280
Deed Book / Page	11084 / 850
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	9502 MOUNTAIN LAKE DR, OOLTEWAH, TN 37363-6209
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000271
Date	Sep 27, 2021
Book Page	12667/544
Instrument	2021092700271

Lender

Name	FILO MORTGAGE LLC
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	9502 MOUNTAIN LAKE DR, OOLTEWAH, TN 37363-6209
Document Number	0615000220
Instrument Date	Jun 8, 2020
Transaction Type	Mortgage
Record Updated	Jul 31, 2020
Title Company	SIMPLIFIED TITLE COMPANY, SIMPLIFIED TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	9502 MOUNTAIN LAKE DR OOLTEWAH TN 373636209, OOLTEWAH, TN 37363-6209

Mortgage

Document Number	0615000220
Date	Jun 15, 2020
Book Page	012036/000522
Instrument	200615000220

Lender

Name	WYNDHAM CAP MTG
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jun 26, 2017
Property Address	9502 MOUNTAIN LAKE DR, OOLTEWAH, TN 37363-6209
Document Number	0000000280
Book / Page	11084 / 850
Map Reference	MB58 PG180-1
Instrument Date	Jun 23, 2017
Instrument	2017062600280
Transaction Type	Transfer
Record Updated	Mar 11, 2022
Title Company	FIRST TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,480.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8167 FOX GLOVE DR, OOLTEWAH, TN 37363-5783

Mortgage

Document Number	0000000281
Date	Jun 26, 2017
Instrument	2017062600281

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,952.00 (+11.51%)	$260,750 (+64.59%)	$1,043,000 (+64.59%) Land $100,000 Building $943,000
2024	$3,544.00 (-0.25%)	$158,425 (-)	$633,700 (-) Land $90,000 Building $543,700
2023	$3,553.00	$158,425	$633,700 Land $90,000 Building $543,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 70% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH VALLEY U.D. serves 30,571 people · EPA ID TN0000613
Water Source	Groundwater influenced by surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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