Worcester County property record for 9505 Harbor Lights Dr, Berlin, MD 21811 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 2000 |
| Square Footage | 1,953 sqft Total Area |
| Lot Size | 13,795 sqft (0.317 acres) |
| Garage | Attached, 400 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $307,500 (2002) |
| Tax Bill | $2,978.00 (2025) |
| Primary APN | 10-373603 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,953 sqft Total Area |
| Stories | 1 Stories |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 13,795 sqft (0.317 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 400 sqft Garage |
| Deck Area | 480 sqft Deck |
| Porch Area | 90 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 373603 |
|---|---|
| Street Address | 9505 HARBOR LIGHTS DR |
| City | BERLIN |
| State | MD |
| Zip | 21811-2729 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 74 13795 SQ FT HARBOR LIGHT DR OCEAN REEF SUBDIV |
| Legal Subdivision | OCEAN REEF SUB |
| Legal Lot Number | 74 |
| Jurisdiction | WORCESTER MD |
| Minor Civil Division | 3, SINEPUXENT |
| Census Blockgroup | 1 |
| Census Block | 1016 |
| Census Tract | 951700 |
Source: Worcester County records · APN 10-373603
Assessment roll updated July 31, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9505 HARBOR LIGHTS DR, BERLIN, MD 21811-2729 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 12, 2024 | Deed of Trust, Mortgage · Unknown SHORE UNITED BANK NA |
| Apr 01, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Aug 06, 2018 | Deed of Trust, Mortgage · Line of Credit PENTAGON FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 13, 2002 · Amount on Record |
| Deed Sale | Nov 13, 2002 · Amount on Record |
| Prior Sale | Oct 26, 1999 · Amount on Record |
| Deed Doc Number | 2002340146 |
| Deed Book / Page | 3491 / 455 |
| Last Transfer Date | Jul 19, 2013 |
| Transfer Doc | 0062170265 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 9505 HARBOR LIGHTS DR, BERLIN, MD 21811-2729 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2024 |
| Name | Verified Name |
|---|---|
| Address | 9505 HARBOR LIGHTS DR, BERLIN, MD 21811-2729 |
| Document Number | 0087070192 |
|---|---|
| Date | Feb 12, 2024 |
| Book Page | 8707/192 |
| Name | SHORE UNITED BANK NA |
|---|---|
| Type | Bank |
| Address | LOTHIAN, MD 20711 |
| Type | Unknown |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 9505 HARBOR LIGHTS DR, BERLIN, MD 21811-2729 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0079930127 |
|---|---|
| Date | Apr 01, 2021 |
| Book Page | 7993/127 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | NOTTINGHAM, MD 21236 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 9505 HARBOR LIGHTS DR, BERLIN, MD 21811-2729 |
| Document Number | 0072710201 |
| Instrument Date | Aug 06, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 9503 HARBOR LIGHTS DR BERLIN MD 218112729, BERLIN, MD 21811-2729 |
| Document Number | 0072710201 |
|---|---|
| Date | Aug 22, 2018 |
| Book Page | 007271/000201 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | ALEXANDRIA, VA 22313-9862 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 21, 2033 |
| Rate Type | Adjustable Rate |
|---|
Source: Worcester County records · Assessment roll updated July 31, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Unified School District | Worcester County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $330,300 (-14.45%) Land $123,700 Building $206,600 | $330,300 (-14.45%) Land $123,700 Building $206,600 | |
| 2025 | $2,978.00 (+4.2%) Homeowner's exemption | $386,100 (+20.47%) Land $123,700 Building $262,400 | $386,100 (-) Land $123,700 Building $262,400 |
| 2023 | $2,858.00 Homeowner's exemption | $320,500 | $386,100 Land $123,700 Building $262,400 |
Source: FEMA National Flood Hazard Layer, Worcester County (24047C), updated June 4, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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