Worcester County property record for 9504 Harbor Lights Dr, Berlin, MD 21811 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 6 Baths |
| Year Built | Built 2007 |
| Square Footage | 5,675 sqft Total Area |
| Lot Size | 34,223 sqft (0.786 acres) |
| Garage | Attached, 1,166 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $300,000 (2006) |
| Tax Bill | $7,981.00 (2025) |
| Primary APN | 10-373484 |
|---|---|
| Alternative APN |
|
| Full Baths | 6 Baths |
|---|---|
| Building Area | 5,675 sqft Total Area |
| Stories | 3 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Elevator | Elevator |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 34,223 sqft (0.786 acres) |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 1,166 sqft Garage |
| Pool Type | Spa/Hot Tub (Only) Pool Type |
| Deck Area | 375 sqft Deck |
| Porch Area | 911 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Account Number | 373484 |
|---|---|
| Street Address | 9504 HARBOR LIGHTS DR |
| City | BERLIN |
| State | MD |
| Zip | 21811-2729 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 41 34223 SQ FT HARBOR LIGHT DR OCEAN REEF SUBDIV |
| Legal Subdivision | OCEAN REEF SUB |
| Legal Lot Number | 41 |
| Jurisdiction | WORCESTER MD |
| Minor Civil Division | 3, SINEPUXENT |
| Census Blockgroup | 1 |
| Census Block | 1007 |
| Census Tract | 951700 |
Source: Worcester County records · APN 10-373484
Assessment roll updated July 31, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9504 HARBOR LIGHTS DR, BERLIN, MD 21811-2729 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 05, 2026 | Deed of Trust, Mortgage · Line of Credit ARUNDEL FEDERAL SAVINGS BANK |
| Feb 12, 2020 | Quit Claim Deed, Transfer ARUNDEL FSB |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 17, 2006 · Amount on Record |
| Deed Sale | May 17, 2006 · Amount on Record |
| Prior Sale | May 03, 2002 · Amount on Record |
| Deed Doc Number | 2006360457 |
| Deed Book / Page | 4704 / 126 |
| Last Transfer Date | Feb 03, 2020 |
| Transfer Doc | 0075940033 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 9504 HARBOR LIGHTS DR, BERLIN, MD 21811-2729 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Title Company | UNKNOWN, BRIDGE TITLE GROUP |
| Name | Verified Name |
|---|
| Document Number | 0090690147 |
|---|---|
| Date | Jan 05, 2026 |
| Book Page | 9069/147 |
| Name | ARUNDEL FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WORCESTER MD |
| Recording Date | Feb 12, 2020 |
| Property Address | 9504 HARBOR LIGHTS DR, BERLIN, MD 21811-2729 |
| Document Number | 0075940033 |
| Book / Page | 007594 / 000033 |
| Instrument Date | Feb 03, 2020 |
| Transaction Type | Transfer |
| Record Updated | Mar 03, 2020 |
| Title Company | REAL ESTATE TITLE AND ESCROW, REAL ESTATE TITLE & ESCROW |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 9504 HARBOR LIGHTS DR BERLIN MD 218112729, BERLIN, MD 21811-2729 |
| Document Number | 75940038 |
|---|---|
| Date | Feb 12, 2020 |
| Book Page | 007594/000038 |
| Name | ARUNDEL FSB |
|---|---|
| Type | Federal Savings Bank (FSB) |
| Address | GLEN BURNIE, MD 21061 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Feb 11, 2030 |
Source: Worcester County records · Assessment roll updated July 31, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Unified School District | Worcester County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,156,600 (+3.49%) | $1,234,600 (+10.47%) Land $259,200 Building $975,400 | |
| 2025 | $7,981.00 (+4.19%) Homeowner's exemption | $1,117,600 (+26.06%) Land $259,200 Building $858,400 | $1,117,600 (-) Land $259,200 Building $858,400 |
| 2023 | $7,660.00 Homeowner's exemption | $886,533 | $1,117,600 Land $259,200 Building $858,400 |
Source: FEMA National Flood Hazard Layer, Worcester County (24047C), updated June 4, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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