Worcester County property record for 9502 Harbor Lights Dr, Berlin, MD 21811 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2.5 Baths |
| Year Built | Built 2005 |
| Square Footage | 3,437 sqft Total Area |
| Lot Size | 15,958 sqft (0.366 acres) |
| Garage | Attached, 774 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $72,000 (2001) |
| Tax Bill | $5,210.00 (2025) |
| Primary APN | 10-373379 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 3,437 sqft Total Area |
| Stories | 1 Stories |
| Utility Area | 387 sqft Utility Area |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco Exterior |
| Roof Material | Tile Roof |
| Lot Area | 15,958 sqft (0.366 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 774 sqft Garage |
| Pool Type | Spa/Hot Tub (Only) Pool Type |
| Deck Area | 422 sqft Deck |
| Porch Area | 216 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Account Number | 373379 |
|---|---|
| Street Address | 9502 HARBOR LIGHTS DR |
| City | BERLIN |
| State | MD |
| Zip | 21811-2729 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 40 15958 SQ FT OCEAN REEF DRIVE OCEAN REEF SUBDIV |
| Legal Subdivision | OCEAN REEF DRIVE OCEAN REEF SUB |
| Legal Lot Number | 40 |
| Jurisdiction | WORCESTER MD |
| Minor Civil Division | 3, SINEPUXENT |
| Census Blockgroup | 1 |
| Census Block | 1007 |
| Census Tract | 951700 |
Source: Worcester County records · APN 10-373379
Assessment roll updated July 31, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 9502 HARBOR LIGHTS DR, BERLIN, MD 21811-2729 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Revocable Trust |
| Date | Document |
|---|---|
| Oct 23, 2025 | Intrafamily Transfer, Transfer |
| Jan 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage GMH MORTGAGE SERVICES LLC |
| Jan 20, 2017 | Deed of Trust, Mortgage · Commercial Mortgage TCF NATIONAL BANK |
| Aug 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 07, 2001 · Amount on Record |
| Deed Sale | Dec 07, 2001 · Amount on Record |
| Prior Sale | Oct 12, 1999 · Amount on Record |
| Deed Doc Number | 2001333278 |
| Deed Book / Page | 3192 / 184 |
| Last Transfer Date | Oct 21, 2025 |
| Transfer Doc | 0090290068 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WORCESTER MD |
| Recording Date | Oct 23, 2025 |
| Property Address | 9502 HARBOR LIGHTS DR, BERLIN, MD 21811-2729 |
| Document Number | 0090290068 |
| Book / Page | 9029 / 68 |
| Map Reference | MB 158 FO 61 |
| Instrument Date | Oct 23, 2025 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 502 HARBOR LIGHTS DRIVE, BERLIN, MD 21811 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 9502 HARBOR LIGHTS DR, BERLIN, MD 21811-2729 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0069270079 |
|---|---|
| Date | Jan 20, 2017 |
| Book Page | 6927/079 |
| Instrument | 6927-079 |
| Name | GMH MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | CONSHOHOCKEN, PA 19428 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 01, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 9502 HARBOR LIGHTS DR, BERLIN, MD 21811-2729 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0069270099 |
|---|---|
| Date | Jan 20, 2017 |
| Book Page | 6927/099 |
| Instrument | 6927-099 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 23, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 9502 HARBOR LIGHTS DR, BERLIN, MD 21811-2729 |
| Document Number | 0074810430 |
| Instrument Date | Aug 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 9502 HARBOR LIGHTS DR BERLIN MD 218112729, BERLIN, MD 21811-2729 |
| Document Number | 0074810430 |
|---|---|
| Date | Aug 29, 2019 |
| Book Page | 007481/000430 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 28, 2034 |
Source: Worcester County records · Assessment roll updated July 31, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Unified School District | Worcester County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $691,633 (+3.71%) | $741,100 (+11.13%) Land $122,100 Building $619,000 | |
| 2025 | $5,210.00 (+4.12%) Homeowner's exemption | $666,900 (+19.49%) Land $122,100 Building $544,800 | $666,900 (-) Land $122,100 Building $544,800 |
| 2023 | $5,004.00 Homeowner's exemption | $558,100 | $666,900 Land $122,100 Building $544,800 |
Source: FEMA National Flood Hazard Layer, Worcester County (24047C), updated June 4, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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