9505 E 1025th Ave, Effingham, IL 62401 Property Records

Effingham County property record for 9505 E 1025th Ave, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1,252 sqft · built 1900
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$52,500 (May 2009)
Tax Bill	$1,029 (2022)
Deeds & Mortgages	Jan 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`04-06-010-033`

Property Details

APN / Parcel Number

Primary APN	`04-06-010-033`

Interior

Stories	1 Story
Building Area	1,252 sqft Base Area
Basement Area	1,196 sqft

Exterior

Year Built	Built 1900
Construction Type	Frame
Lot Area	43,560 sqft (1 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	9505 E 1025TH AVE
City	EFFINGHAM
State	IL
Zip	62401-6585
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 3 S 1/2 NW SE AKA S 190FT OF N229.26FT S 1/2 NW SE 2522/139 1645/39 1194/17 1001/13 985/79
Legal Tract	3
Jurisdiction	EFFINGHAM IL
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1029
Census Tract	950400

Owner

Source: Effingham County records · APN 04-06-010-033

Assessment roll updated January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	9505 E 1025TH AVE, EFFINGHAM, IL 62401-6585
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 13, 2009 · Amount on Record
Deed Sale	May 13, 2009 · Amount on Record
Deed Document Number	200900903487
Deed Book / Page	2522 / 139
Record Updated	Jun 07, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	9505 E 1025TH AVE, EFFINGHAM, IL 62401-6585
Transaction Type	Mortgage
Record Updated	Jan 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9505 E 1025TH AVE, EFFINGHAM, IL 62401-6585

Mortgage

Document Number	202424000028
Date	Jan 03, 2024
Instrument	202424000028

Lender

Name	FIRST MID BANK & TRUST NA
Type	Bank
Address	CHARLESTON, IL 61920

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 20, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Jackson Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$1,029.00 Homeowner's exemption	$25,810 Land $2,300 Building $23,510	$77,430 Land $6,900 Building $70,530

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 17, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
LTD Broadband Fixed Wireless	150 / 130
KNR Wireless, LLC. Fixed Wireless	100 / 10
Frontier DSL	90 / 5

May also be available: AT&T, T-Mobile USA.

Based on FCC filings for 9 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.