Effingham County property record for 9413 E 1025th Ave, Effingham, IL 62401
| Property Type | Rural Home |
|---|---|
| Details | 1 bd · 2,043 sqft · built 1998 |
| Lot Size | 20 acres (871,200 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,365 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage May 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-06-010-019 |
| Primary APN | 04-06-010-019 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Stories | 1 Story |
| Building Area | 2,043 sqft Base Area |
| 1st Floor Area | 2,043 sqft |
| Basement Area | 1,783 sqft |
| Unfinished Basement | 1,783 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 871,200 sqft (20 acres) |
| Garage Area | 753 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pole Barn | 4,328 sqft |
| Street Address | 9413 E 1025TH AVE |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-6527 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | E1/2 SE SW 948/282 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | JACKSON |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 950400 |
9413 E 1025th Ave, a rural home, is owned and occupied by two individuals.
Source: Effingham County records, as of October 5, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9413 E 1025TH AVE, EFFINGHAM, IL 62401-6527 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF WATERLOO |
| May 3, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF WATERLOO |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 9413 E 1025TH AVE, EFFINGHAM, IL 62401-6527 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3590/184 |
|---|---|
| Date | Jul 17, 2020 |
| Book Page | 3590/184 |
| Instrument | 202020003875 |
| Name | FIRST NATIONAL BANK OF WATERLOO |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Aug 1, 2030 |
| Rate | 2.37% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 9413 E 1025TH AVE, EFFINGHAM, IL 62401-6527 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3462/251 |
|---|---|
| Date | May 3, 2019 |
| Book Page | 3462/251 |
| Instrument | 201901901531 |
| Name | FIRST NATIONAL BANK OF WATERLOO |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Effingham County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Jackson Township |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,365.00 (+87.26%) | $140,460 (+33.31%) Land $4,850 Building $135,610 | $421,380 (+33.31%) Land $14,550 Building $406,830 |
| 2022 | $3,933.00 Homeowner's exemption | $105,360 Land $3,470 Building $101,890 | $316,080 Land $10,410 Building $305,670 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9413 E 1025th Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 9413 E 1025th Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 25 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
| GigFire Fixed Wireless | 150 / 130 |
| KNR Wireless Fixed Wireless | 100 / 10 |
| Frontier DSL | 70 / 3 |
| Verizon Fixed Wireless | 25 / 6 |
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