Effingham County property record for 9248 E 1025th Ave, Effingham, IL 62401
| Property Type | Rural Home |
|---|---|
| Details | 1,312 sqft · built 2021 |
| Lot Size | 5.11 acres (222,592 sqft) |
| Owner | Individual Name on File |
| Deeds & Mortgages | Dec 2020 Construction Loan Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-06-010-052 |
| Primary APN | 04-06-010-052 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,312 sqft Base Area |
| Year Built | Built 2021 |
|---|---|
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 222,592 sqft (5.11 acres) |
| Street Address | 9248 E 1025TH AVE |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-6525 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | E 1/2 E 1/2 E 1/2 NW SW 1576/244 1560/111 1149/46 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | JACKSON |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 950400 |
Source: Effingham County records · APN 04-06-010-052
Assessment roll updated January 1, 2022 · Last verified August 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9248 E 1025TH AVE, EFFINGHAM, IL 62401-6525 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 21, 2020 | Deed of Trust, Mortgage · Construction Mortgage MIDLAND STATES BANK |
| Nov 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MIDLAND STATES BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Deed Document Number | 0001576244 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 9248 E 1025TH AVE, EFFINGHAM, IL 62401-6525 |
| Transaction Type | Mortgage |
| Record Updated | Mar 07, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0003642/66 |
|---|---|
| Date | Dec 21, 2020 |
| Book Page | 3642/66 |
| Instrument | 202020007002 |
| Name | MIDLAND STATES BANK |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 10 Months |
| Due | Oct 15, 2021 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 9248 E 1025TH AVE, EFFINGHAM, IL 62401-6525 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 00003739/1 |
|---|---|
| Date | Nov 12, 2021 |
| Book Page | 3739/1 |
| Instrument | 202121005589 |
| Name | MIDLAND STATES BANK |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
Source: Effingham County records · Assessment roll updated January 1, 2022 · Last verified August 2023
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Jackson Township |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $31,800 Land $2,720 Building $29,080 | $95,400 Land $8,160 Building $87,240 |
Source: FEMA National Flood Hazard Layer as of January 17, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| LTD Broadband Fixed Wireless | 150 / 130 |
| KNR Wireless, LLC. Fixed Wireless | 100 / 10 |
| Frontier DSL | 10 / 1 |
Based on FCC filings for 6 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | EJ WATER COOPERATIVE private · serves 29,720 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 25 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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