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9504 Ethan Ridge Dr, Frederick, MD 21704 Property Records

Frederick County property record for 9504 Ethan Ridge Dr, Frederick, MD 21704

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,784 sqft · built 2008
Lot Size0.142 acres (6,166 sqft)
OwnerIndividual Name on Record
Last Sale$481,759 (Apr 2008)
Tax Bill$8,231 (2024)
Deeds & MortgagesJun 2020 Mortgage
Mar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN07-248520

Property Details

APN / Parcel Number

Primary APN07-248520
Alternative APN
  • 248520

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,784 sqft Living Area
1st Floor Area1,392 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area6,166 sqft (0.142 acres)
Garage TypeDetached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number248520
Street Address9504 ETHAN RIDGE DR
CityFREDERICK
StateMD
Zip21704-7379
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 17041 SECT M-17 6,166 SQ FT VILLAGES OF URBANA
Legal SubdivisionVILLAGES/URBANA SEC M-17
Legal Lot Number17041
JurisdictionFREDERICK MD
Township / Civil Division7, URBANA
Census Block Group1
Census Block1010
Census Tract752205

Owner

Source: Frederick County records, as of August 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address9504 ETHAN RIDGE DR, FREDERICK, MD 21704-7379
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Mar 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 23, 2008 · Amount on Record
Deed SaleApr 23, 2008 · Amount on Record
Deed Document Number200881785
Deed Book / Page6957 / 403
Last Transfer DateAug 29, 2014
Transfer Doc0102070400
Record UpdatedJun 8, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address9504 ETHAN RIDGE DR, FREDERICK, MD 21704-7379
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyFIRST SOURCE TITLE AGCY INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0138040215
DateJun 11, 2020
Book Page13804/215
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeNon-Lending Institution
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueMay 1, 2050

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address9504 ETHAN RIDGE DR, FREDERICK, MD 21704-7379
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address9504 ETHAN RIDGE DR, FREDERICK, MD 21704-7379

Mortgage

Document Number0146810191
DateMar 22, 2021
Book Page14681/191
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10271
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$655,000 (+17.18%)$767,000 (+28.05%) Land $275,700 Building $491,300
2024$8,231.00 (+7.2%)
2023$7,678.00 Homeowner's exemption$558,967$599,000 Land $200,500 Building $398,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2025)
Most Recent ClaimJul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

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