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9515 Ethan Ridge Dr, Frederick, MD 21704 Property Records

Frederick County property record for 9515 Ethan Ridge Dr, Frederick, MD 21704

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 4,630 sqft · built 2008
Lot Size0.253 acres (11,006 sqft)
Owner2 Individual Names on File
Last Sale$579,900 (Jun 2014)
Tax Bill$10,566 (2025)
Deeds & MortgagesAug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-248458

Property Details

APN / Parcel Number

Primary APN07-248458
Alternative APN
  • 248458

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,630 sqft Living Area
Gross Area5,070 sqft
1st Floor Area1,770 sqft
Basement Area1,400 sqft
Finished Basement1,400 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area11,006 sqft (0.253 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
Deck Area304 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number248458
Street Address9515 ETHAN RIDGE DR
CityFREDERICK
StateMD
Zip21704-7387
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 17034 SECT M-17 11,006 SQ FT VILLAGES OF URBANA
Legal SubdivisionVILLAGES/URBANA SEC M-17
Legal Lot Number17034
JurisdictionFREDERICK MD
Township / Civil Division7, URBANA
Census Block Group1
Census Block1025
Census Tract752205

Owner

9515 Ethan Ridge Dr is owned and occupied by two individuals who bought it in June 2014.

Source: Frederick County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address9515 ETHAN RIDGE DR, FREDERICK, MD 21704-7387
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 18, 2014 · Amount on File
Deed SaleJun 18, 2014 · Amount on File
Prior SaleDec 31, 2008 · Amount on File
Deed Book / Page10090 / 44
Record UpdatedOct 29, 2026

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateAug 7, 2017
Property Address9515 ETHAN RIDGE DR, FREDERICK, MD 21704-7387
Document Number0119630036
Book / Page011963 / 000036
Instrument DateJul 25, 2017
Transaction TypeTransfer
Record UpdatedSep 15, 2017
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$585.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9513 ETHAN RIDGE DR FREDERICK MD 217047387, FREDERICK, MD 21704-7387

Mortgage

Document Number119630044
DateAug 7, 2017
Book Page011963/000044
Lender
NameFAIRWAY INDEPENDENT MTG
TypeMortgage Company
AddressCARROLTON, TX 75007
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueAug 6, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 9515 Ethan Ridge Dr was $10,566 with a homeowner's exemption.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$845,667$902,300 Land $278,900 Building $623,400
2025$10,566.00
2023$9,563.00 Homeowner's exemption$684,967$732,400 Land $203,000 Building $529,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9515 Ethan Ridge Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2025)
Most Recent ClaimJul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9515 Ethan Ridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ethan Ridge Dr

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