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9502 Ethan Ridge Dr, Frederick, MD 21704 Property Records

Frederick County property record for 9502 Ethan Ridge Dr, Frederick, MD 21704

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,912 sqft · built 2008
Lot Size0.152 acres (6,608 sqft)
Owner2 Individual Names on Record
Last Sale$660,000 (Nov 2022)
Tax Bill$10,146 (2025)
Deeds & MortgagesNov 2022 Sale & Mortgage
Jan 2017 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN07-248539

Property Details

APN / Parcel Number

Primary APN07-248539
Alternative APN
  • 248539

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,332 sqft Living Area
1st Floor Area1,544 sqft
Basement Area420 sqft
Finished Basement420 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area6,608 sqft (0.152 acres)
Garage TypeDetached
Garage Area748 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area50 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number248539
Street Address9502 ETHAN RIDGE DR
CityFREDERICK
StateMD
Zip21704-7379
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 17042 SECT M-17 6,608 SQ FT VILLAGES OF URBANA
Legal SubdivisionVILLAGES/URBANA SEC M-17
Legal Lot Number17042
JurisdictionFREDERICK MD
Township / Civil Division7, URBANA
Census Block Group1
Census Block1010
Census Tract752205

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address9502 ETHAN RIDGE DR, FREDERICK, MD 21704-7379
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Nov 29, 2022Deed, Transfer · Conventional Mortgage
TRUIST BANK
Jan 9, 2017Deed of Trust, Mortgage · VA Mortgage
THE FEDERAL SAVINGS BANK
Sep 25, 2017Deed of Trust, Mortgage · VA Mortgage
SUN WEST MORTGAGE COMPANY INC
Jul 24, 2020Deed of Trust, Mortgage · VA Mortgage
SUN WEST MORTGAGE COMPANY INC
Dec 15, 2021Deed of Trust, Mortgage · VA Mortgage
SUN WEST MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 29, 2022 · Amount on Record
Deed SaleNov 29, 2022 · Amount on Record
Prior SaleMar 11, 2010
Deed Book / Page16239 / 29
Record UpdatedOct 29, 2026

November 2022: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateNov 29, 2022
Property Address9502 ETHAN RIDGE DR, FREDERICK, MD 21704-7379
Document Number0162390029
Book / Page16239 / 29
Map ReferenceMB 82 PG 68
Instrument DateNov 21, 2022
Transaction TypeTransfer
Record UpdatedDec 8, 2022
Title CompanyCLASSIC SETTLEMENTS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,300.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address9502 ETHAN RIDGE DR, FREDERICK, MD 21704-7379

Mortgage

Document Number0001623933
DateNov 29, 2022
Instrument16239/33
Lender
NameTRUIST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2052

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address9502 ETHAN RIDGE DR, FREDERICK, MD 21704-7379
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyTITLE SOURCE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0116050293
DateJan 9, 2017
Book Page11605/0293
Instrument11605-0293
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
AddressCHICAGO, IL 60607
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term359 Months
DueDec 1, 2046

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address9502 ETHAN RIDGE DR, FREDERICK, MD 21704-7379
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0120460458
DateSep 25, 2017
Book Page12046/0458
Instrument12046-0458
Lender
NameSUN WEST MORTGAGE COMPANY INC
TypeMortgage Company
AddressCERRITOS, CA 90703
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2047

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address9502 ETHAN RIDGE DR, FREDERICK, MD 21704-7379
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0139230185
DateJul 24, 2020
Book Page13923/185
Lender
NameSUN WEST MORTGAGE COMPANY INC
TypeMortgage Company
AddressBUENA PARK, CA 90620
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address9502 ETHAN RIDGE DR, FREDERICK, MD 21704-7379
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address9502 ETHAN RIDGE DR, FREDERICK, MD 21704-7379

Mortgage

Document Number0155770490
DateDec 15, 2021
Book Page15577/490
Lender
NameSUN WEST MORTGAGE COMPANY INC
TypeMortgage Company
AddressBUENA PARK, CA 90620
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term354 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$785,667 (+27.88%)$849,100 (+28.89%) Land $276,000 Building $573,100
2025$10,146.00 (+17.23%)
2023$8,655.00$614,367$658,800 Land $200,800 Building $458,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2025)
Most Recent ClaimJul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

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