950 Carol Ave, Elgin, IL 60123 Property Records

Kane County property record for 950 Carol Ave, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,640 sqft · built 1965
Lot Size	0.23 acres (10,018 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (Dec 2003)
Tax Bill	$7,371 (2025)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-10-151-001`

Property Details

APN / Parcel Number

Primary APN	`06-10-151-001`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,640 sqft Living Area
Gross Area	3,280 sqft
1st Floor Area	1,640 sqft
Basement Area	1,640 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Construction Type	Frame
Lot Area	10,018 sqft (0.23 acres)
Lot Width	115 ft Width
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Window A/C
Water Source	Commercial

Location & Zoning

Street Address	950 CAROL AVE
City	ELGIN
State	IL
Zip	60123-1913
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ANDRESEN BROS EAGLE HEIGHTS UNIT 4 LOT 12 BLOCK 9
Legal Subdivision	EAGLE HEIGHTS
Legal Block	9
Legal Lot Number	12
Legal Unit	4-12
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3009
Census Tract	851910

Owner

950 Carol Ave is owned and occupied by two individuals who acquired it in December 2020.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	950 CAROL AVE, ELGIN, IL 60123-1913
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2003 · Amount on File
Deed Sale	Dec 17, 2003 · Amount on File
Deed Document Number	2003216150
Last Transfer Date	Dec 18, 2020
Transfer Doc	0000013615
Record Updated	Oct 29, 2026

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Feb 22, 2021
Property Address	950 CAROL AVE, ELGIN, IL 60123-1913
Document Number	0000013615
Instrument Date	Dec 18, 2020
Instrument	2021K013615
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	950 CAROL AVE, ELGIN, IL 60123-1913

Mortgage

Document Number	0000013616
Date	Feb 22, 2021
Instrument	2021K013616

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%

Tax Assessment & Valuation

The 2025 property tax bill for 950 Carol Ave was $7,371 with exemptions applied.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,371.00 Homeowner's exemption Senior Citizen's exemption	$113,467 (+8.57%) Land $28,514 Building $84,953	$340,537 (+8.57%) Land $85,576 Building $254,961
2024		$104,510 Land $26,263 Building $78,247	$313,655 Land $78,821 Building $234,835
2022	$5,973.00 (-9.39%) Homeowner's exemption	$86,092 (+7.76%) Land $21,635 Building $64,457	$258,276 (+7.76%) Land $64,905 Building $193,371
2021	$6,592.00 Homeowner's exemption	$79,889 Land $20,227 Building $59,662	$239,667 Land $60,681 Building $178,986

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 950 Carol Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 950 Carol Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile.

Nearby Properties on Carol Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures