947 Carol Ave, Elgin, IL 60123 Property Records

Kane County property record for 947 Carol Ave, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,848 sqft · built 1965
Lot Size	0.29 acres (12,621 sqft)
Owner	Individual Name on File
Last Sale	$415,000 (Aug 2025)
Tax Bill	$7,949 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-10-152-002`

Property Details

APN / Parcel Number

Primary APN	`06-10-152-002`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,848 sqft Living Area
Gross Area	2,658 sqft
Basement Area	810 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	12,621 sqft (0.29 acres)
Lot Width	68 ft Width
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Pool Area	420 sqft

Location & Zoning

Street Address	947 CAROL AVE
City	ELGIN
State	IL
Zip	60123-1911
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ANDRESEN BROS EAGLE HEIGHTS UNIT 2 LOT 19 BLK 8
Legal Subdivision	EAGLE HEIGHTS
Legal Block	8
Legal Lot Number	19
Legal Unit	2-19
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3010
Census Tract	851910

Owner

947 Carol Ave is owned by an individual who bought it in August 2025.

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	8228 S COTTAGE GROVE AVE, CHICAGO, IL 60619-5365
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2021	Intrafamily Transfer, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 15, 2019	Warranty Deed, Transfer · FHA Mortgage NEIGHBORHOOD LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2025 · Amount on File
Deed Sale	Aug 7, 2025 · Amount on File
Prior Sale	Oct 13, 2021
Deed Document Number	202529812
Prior Transfer Date	Sep 13, 2021
Prior Transfer Doc	0000077374
Record Updated	Sep 20, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Oct 13, 2021
Property Address	947 CAROL AVE, ELGIN, IL 60123-1911
Document Number	0000077374
Instrument Date	Sep 13, 2021
Instrument	2021K077374
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	STATE TITLE FTS AGENCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	947 CAROL AVE, ELGIN, IL 60123-1911

Mortgage

Document Number	0000077375
Date	Oct 13, 2021
Instrument	2021K077375

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.99%

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 15, 2019
Property Address	947 CAROL AVE, ELGIN, IL 60123-1911
Document Number	0000014400
Instrument Date	Apr 1, 2019
Instrument	14400
Transaction Type	Transfer
Record Updated	Apr 25, 2019
Title Company	BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TITLE SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$337.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	947 CAROL AVE ELGIN IL 601231911, ELGIN, IL 60123-1911

Mortgage

Document Number	14401
Date	Apr 15, 2019
Instrument	14401

Lender

Name	NEIGHBORHOOD LOANS
Type	Funding / Finance Company
Address	LOMBARD, IL 60148

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 14, 2049

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

The 2025 property tax bill for 947 Carol Ave was $7,949.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,949.00	$112,202 (+8.57%) Land $28,767 Building $83,435	$336,741 (+8.57%) Land $86,336 Building $250,405
2024		$103,345 Land $26,496 Building $76,849	$310,159 Land $79,520 Building $230,639
2022	$6,861.00 (+4.51%) Homeowner's exemption	$85,131 (+6.96%) Land $21,826 Building $63,305	$255,393 (+6.96%) Land $65,478 Building $189,915
2021	$6,565.00 Homeowner's exemption	$79,592 Land $20,406 Building $59,186	$238,776 Land $61,218 Building $177,558

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 947 Carol Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 947 Carol Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile.

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