923 Carol Ave, Elgin, IL 60123 Property Records

Kane County property record for 923 Carol Ave, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,474 sqft · built 1964
Lot Size	0.265 acres (11,533 sqft)
Owner	Individual Name on File
Last Sale	$206,000 (Sep 2004)
Tax Bill	$6,524 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2025 Second Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`06-10-152-005`

Property Details

APN / Parcel Number

Primary APN	`06-10-152-005`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,474 sqft Living Area
Gross Area	2,618 sqft
1st Floor Area	1,474 sqft
Basement Area	1,144 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Construction Type	Frame
Lot Area	11,533 sqft (0.265 acres)
Lot Width	72 ft Width
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	923 CAROL AVE
City	ELGIN
State	IL
Zip	60123-1911
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ANDRESEN BROS EAGLE HEIGHTS UNIT 2 LOT 22 BLOCK 8
Legal Subdivision	EAGLE HEIGHTS
Legal Block	8
Legal Lot Number	22
Legal Unit	2-22
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3010
Census Tract	851910

Owner

Source: Kane County records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	923 CAROL AVE, ELGIN, IL 60123-1911
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 24, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage KANE COUNTY TEACHERS CU
Sep 13, 2022	Deed of Trust, Mortgage · Commercial Mortgage KANE COUNTY TEACHERS CU
Jul 6, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage KANE COUNTY TEACHERS CU
Sep 21, 2017	Deed of Trust, Mortgage KANE COUNTY TEACHERS CU
Jan 24, 2020	Deed of Trust, Mortgage MR COOPER
May 28, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 26, 2019	Correction Deed NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2004 · Amount on File
Deed Sale	Sep 24, 2004 · Amount on File
Deed Document Number	2004126626
Last Transfer Date	Mar 11, 2019
Transfer Doc	0000026984
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	Jul 22, 2026
Property Address	923 CAROL AVE, ELGIN, IL 60123-1911
Document Number	0000031078
Instrument Date	Jul 16, 2026
Instrument	202631078
Transaction Type	Mortgage
Record Updated	Jul 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	923 CAROL AVE, ELGIN, IL 60123-1911

Mortgage

Document Number	0000031078,
Date	Jul 22, 2026
Instrument	202631078

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	923 CAROL AVE, ELGIN, IL 60123-1911
Transaction Type	Mortgage
Record Updated	Nov 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041902
Date	Oct 24, 2025
Instrument	2025K041902

Lender

Name	KANE COUNTY TEACHERS CU
Type	Credit Union
Address	ELGIN, IL 60123

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	59 Months
Due	Sep 28, 2030

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	923 CAROL AVE, ELGIN, IL 60123-1911
Transaction Type	Mortgage
Record Updated	Sep 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045651
Date	Sep 13, 2022
Instrument	2022K045651

Lender

Name	KANE COUNTY TEACHERS CU
Type	Credit Union
Address	ELGIN, IL 60123

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Sep 15, 2027

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	923 CAROL AVE, ELGIN, IL 60123-1911
Transaction Type	Mortgage
Record Updated	Jul 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051413
Date	Jul 6, 2021
Instrument	2021K051413

Lender

Name	KANE COUNTY TEACHERS CU
Type	Credit Union
Address	ELGIN, IL 60123

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	59 Months
Due	Jun 15, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	923 CAROL AVE, ELGIN, IL 60123-1911
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049576
Date	Sep 21, 2017
Instrument	2017K049576

Lender

Name	KANE COUNTY TEACHERS CU
Type	Credit Union
Address	ELGIN, IL 60123

Agreement

Amount	Amount on Record
Term	59 Months
Due	Aug 3, 2022

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	923 CAROL AVE, ELGIN, IL 60123-1911
Document Number	0000005810
Instrument Date	Jan 24, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	923 CAROL AVE ELGIN IL 601231911, ELGIN, IL 60123-1911

Mortgage

Document Number	0000005810
Date	Jan 31, 2020
Instrument	5810

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jan 30, 2035

Interest

Rate	3.62%

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	May 28, 2019
Property Address	923 CAROL AVE, ELGIN, IL 60123-1911
Document Number	0000021224
Instrument Date	Mar 11, 2019
Instrument	21224
Transaction Type	Transfer
Record Updated	Jun 7, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	923 CAROL AVE ELGIN IL 601231911, ELGIN, IL 60123-1911

June 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	KANE IL
Recording Date	Jun 26, 2019
Property Address	923 CAROL AVE, ELGIN, IL 60123-1911
Document Number	0000026984
Instrument Date	Mar 11, 2019
Instrument	26984
Record Updated	Jul 9, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	923 CAROL AVE ELGIN IL 601231911, ELGIN, IL 60123-1911

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,524.00 (+16.71%) Homeowner's exemption Disabled Person's exemption	$95,519 (+8.57%) Land $28,509 Building $67,010	$286,672 (+8.57%) Land $85,561 Building $201,110
2024		$87,980 (+21.4%) Land $26,259 Building $61,721	$264,046 (+21.44%) Land $78,809 Building $185,237
2022	$5,590.00 (+1.47%) Disabled Person's exemption	$72,474 (+6.96%) Land $21,631 Building $50,843	$217,422 (+6.96%) Land $64,893 Building $152,529
2021	$5,509.00 Homeowner's exemption	$67,758 Land $20,223 Building $47,535	$203,274 Land $60,669 Building $142,605

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet.

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