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95 Westminster St, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 95 Westminster St, Springfield, MA 01109

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 2,360 sqft · built 1895
Lot Size0.198 acres (8,638 sqft)
OwnerIndividual Name on File
Last Sale$225,000 (Dec 2020)
Tax Bill$4,942 (2025)
Deeds & MortgagesJun 2022 Mortgage
Dec 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNSPRI S:12201 P:0058

Property Details

APN / Parcel Number

Primary APNSPRI S:12201 P:0058
Alternative APN
  • 122010058

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Units2 Units
Stories2 Stories
Building Area2,360 sqft Living Area
1st Floor Area1,124 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1895
Effective Year BuiltEffective 1895
Architectural StyleDuplex Single
Exterior MaterialAsbestos
Lot Area8,638 sqft (0.198 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number122010058
Street Address95 WESTMINSTER ST
CitySPRINGFIELD
StateMA
Zip01109-3943
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR1
JurisdictionSPRINGFIELD MA
Township / Civil DivisionSPRINGFIELD
Census Block Group2
Census Block2007
Census Tract801300

Owner

Source: Hampden County and Springfield City records · APN SPRI S:12201 P:0058

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address95 WESTMINSTER ST, SPRINGFIELD, MA 01109-3943
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 01, 2022Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Dec 14, 2020Quit Claim Deed, Transfer · FHA Mortgage
FINANCE AMERICA LLC
Aug 07, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 14, 2020 · Amount on Record
Deed SaleDec 14, 2020 · Amount on Record
Prior SaleAug 07, 2018 · Amount on Record
Deed Document Number202074788
Deed Book / Page23590 / 254
Record UpdatedJun 08, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address95 WESTMINSTER ST, SPRINGFIELD, MA 01109-3943
Transaction TypeMortgage
Record UpdatedJun 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024573-82
DateJun 01, 2022
Book Page24573/82
Instrument33154
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term349 Months
DueJul 01, 2051

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSPRINGFIELD MA
Recording DateDec 14, 2020
Property Address95 WESTMINSTER ST, SPRINGFIELD, MA 01109-3943
Document Number23590-254
Book / Page23590 / 254
Instrument DateDec 10, 2020
Instrument74788
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address135 WHITE ST APT 5, 5, SPRINGFIELD, MA 01108-1337

Mortgage

Document Number74789
DateDec 14, 2020
Instrument74789
Lender
NameFINANCE AMERICA LLC
TypeSubprime Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSPRINGFIELD MA
Recording DateAug 07, 2018
Property Address95 WESTMINSTER ST, SPRINGFIELD, MA 01109-3943
Document Number22303-473
Book / Page022303 / 000473
Instrument DateAug 03, 2018
Instrument46623
Transaction TypeTransfer
Record UpdatedAug 28, 2018

Transaction

AmountAmount Recorded
Tax$34.50
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address242 DICKINSON ST SPRINGFIELD MA 011081850, SPRINGFIELD, MA 01108-1850

Tax Assessment & Valuation

Source: Hampden County and Springfield City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalitySpringfield City
Unified School DistrictSpringfield School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$4,942.00 (+16.5%)$315,200 (+26.69%) Land $26,000 Building $289,200
2023$4,242.00$248,800 Land $23,100 Building $225,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 7, 2023 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic DistrictWithin the McKnight District
listed 1976 · 393 contributing resources · NRIS 76000255

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		1,000 / 75

May also be available: AT&T.

Based on FCC filings for 586 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSPRINGFIELD WATER AND SEWER COMMISSION
serves 169,170 people
Water SourceSurface water
Last State InspectionOct 2025
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Apr 2026
Total trihalomethanes
not recorded as resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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