85 Westminster St, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 85 Westminster St, Springfield, MA 01109

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,124 sqft · built 1900
Lot Size	0.198 acres (8,638 sqft)
Owner	2 Individual Names on Record
Last Sale	$74,000 (Nov 2015)
Tax Bill	$4,086 (2026)
Deeds & Mortgages	Apr 2024 Mortgage Sep 2024 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:12201 P:0060`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:12201 P:0060`
Alternative APN	`122010060`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,124 sqft Living Area
1st Floor Area	1,047 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Colonial
Exterior Material	Wood Siding
Lot Area	8,638 sqft (0.198 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	122010060
Street Address	85 WESTMINSTER ST
City	SPRINGFIELD
State	MA
Zip	01109-3943
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2007
Census Tract	801300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the McKnight District listed 1976 · 393 contributing resources · NRIS 76000255

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	85 WESTMINSTER ST, SPRINGFIELD, MA 01109-3943
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) GREATER SPRINGFIELD CREDIT UNION
Sep 20, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance GREATER SPRINGFIELD CREDIT UNION
May 16, 2025	Quit Claim Deed, Transfer · Conventional Mortgage GREATER SPRINGFIELD CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2015 · Amount on Record
Deed Sale	Nov 4, 2015 · Amount on Record
Prior Sale	Feb 7, 2007 · Amount on Record
Deed Book / Page	20941 / 36
Last Transfer Date	May 12, 2025
Transfer Doc	025865-277
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	85 WESTMINSTER ST, SPRINGFIELD, MA 01109-3943
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025384-387
Date	Apr 17, 2024
Book Page	25384/387
Instrument	15968

Lender

Name	GREATER SPRINGFIELD CREDIT UNION

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	85 WESTMINSTER ST, SPRINGFIELD, MA 01109-3943
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025579-122
Date	Sep 20, 2024
Book Page	25579/122
Instrument	43493

Lender

Name	GREATER SPRINGFIELD CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2044

May 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	May 16, 2025
Property Address	85 WESTMINSTER ST, SPRINGFIELD, MA 01109-3943
Document Number	025865-277
Book / Page	25865 / 277
Instrument Date	May 12, 2025
Instrument	21608
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	85 WESTMINSTER ST, SPRINGFIELD, MA 01109-3943

Mortgage

Document Number	0000021609
Date	May 16, 2025
Instrument	21609

Lender

Name	GREATER SPRINGFIELD CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,086.00 (+7.5%)	$264,300 (+9.03%) Land $25,200 Building $239,100	$275,338 (+22.65%)
2025	$3,801.00 (+18.82%)	$242,400 (+29.21%) Land $26,000 Building $216,400	$224,485 (-0.67%)
2024			$226,005
2023	$3,199.00	$187,600 Land $23,100 Building $164,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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