95 Waters Edge Ln, Covington, GA 30014 Property Records

Newton County property record for 95 Waters Edge Ln, Covington, GA 30014

Property Summary

Property Type	Single Family Home
Details	3 ba · 4,224 sqft · built 2014
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$321,600 (Mar 2015)
Tax Bill	$4,931 (2025)
Deeds & Mortgages	Aug 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0044B-00000-038-000`

Property Details

APN / Parcel Number

Primary APN	`0044B-00000-038-000`
Alternative APNs	`0044B 038` `20410`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	4,224 sqft Heated Area
1st Floor Area	60 sqft
Basement Area	2,039 sqft
Unfinished Basement	2,039 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Exterior Material	Fiber Cement Siding
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Area	658 sqft
Deck Area	120 sqft
Patio Area	138 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	20410
Old Parcel Number	0044B 038
Street Address	95 WATERS EDGE LN
City	COVINGTON
State	GA
Zip	30014-5036
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LT38 RIVERSTONE ESTATES
Legal Subdivision	RIVERSTONE ESTATES
Legal Lot Number	38
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	3
Census Block	3011
Census Tract	100600

Owner

95 Waters Edge Ln is owned and occupied by an individual who acquired it in March 2015.

Source: Newton County records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	95 WATERS EDGE LN, COVINGTON, GA 30014-5036
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2015 · Amount on File
Deed Sale	Mar 13, 2015 · Amount on File
Prior Sale	Jun 29, 2012
Deed Document Number	0003309456
Deed Book / Page	3309 / 456
Last Transfer Date	Mar 19, 2015
Transfer Doc	0033090456
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	95 WATERS EDGE LN, COVINGTON, GA 30014-5036
Transaction Type	Mortgage
Record Updated	Oct 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 WATERS EDGE LN, COVINGTON, GA 30014-5036

Mortgage

Document Number	0044300000000114
Date	Aug 29, 2022
Book Page	0000004430/0000000114
Instrument	014832

Lender

Name	CARRINGTON MORTGAGE SERVICES

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 95 Waters Edge Ln was $4,931 with a homeowner's exemption.

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,931.00 Homeowner's exemption	$201,800 Land $26,000 Building $175,800	$504,500 Land $65,000 Building $439,500
2023		$186,720 Land $10,000 Building $176,720	$466,800 Land $25,000 Building $441,800
2022	$3,871.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 95 Waters Edge Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 95 Waters Edge Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON serves 14,391 people · EPA ID GA2170001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20