Newton County property record for 45 Waters Edge Ln, Covington, GA 30014
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,034 sqft · built 2015 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $263,000 (Jun 2015) |
| Tax Bill | $4,418 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0044B-00000-033-000 |
| Primary APN | 0044B-00000-033-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,034 sqft Heated Area |
| 1st Floor Area | 80 sqft |
| Basement Area | 2,200 sqft |
| Unfinished Basement | 2,200 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,761 sqft (0.27 acres) |
| Garage Area | 784 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 40 sqft |
| Deck Area | 196 sqft |
| Patio Area | 196 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 20405 |
|---|---|
| Street Address | 45 WATERS EDGE LN |
| City | COVINGTON |
| State | GA |
| Zip | 30014-5036 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT33 RIVERSTONE ESTATES |
| Legal Subdivision | RIVERSTONE ESTATES |
| Legal Lot Number | 33 |
| Jurisdiction | NEWTON GA |
| Township / Civil Division | COVINGTON-PORTERDALE |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 100600 |
45 Waters Edge Ln is owned and occupied by two individuals who bought it in June 2015.
Source: Newton County records, as of May 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 WATERS EDGE LN, COVINGTON, GA 30014-5036 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 12, 2015 · Amount on File |
| Deed Sale | Jun 12, 2015 · Amount on File |
| Deed Document Number | 20151976 |
| Deed Book / Page | 3339 / 40 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON GA |
| Property Address | 45 WATERS EDGE LN, COVINGTON, GA 30014-5036 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2026 |
| Name | Verified Name |
|---|---|
| Address | 45 WATERS EDGE LN, COVINGTON, GA 30014-5036 |
| Document Number | 0047700000000885 |
|---|---|
| Date | Oct 14, 2025 |
| Book Page | 0000004770/0000000885 |
| Instrument | 2025011563 |
| Name | ALL IN FEDERAL CREDIT UNION |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 1, 2055 |
The 2025 property tax bill for 45 Waters Edge Ln was $4,418 with a homeowner's exemption.
Source: Newton County assessment roll, as of December 16, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Newton County |
| Unified School District | Newton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,418.00 Homeowner's exemption | $180,920 Land $26,000 Building $154,920 | $452,300 Land $65,000 Building $387,300 |
| 2023 | $168,960 Land $10,000 Building $158,960 | $422,400 Land $25,000 Building $397,400 | |
| 2022 | $3,516.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Waters Edge Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Waters Edge Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Georgia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COVINGTON serves 14,391 people · EPA ID GA2170001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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