65 Waters Edge Ln, Covington, GA 30014 Property Records

Newton County property record for 65 Waters Edge Ln, Covington, GA 30014

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,301 sqft · built 2015
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (Jun 2025)
Tax Bill	$1,315 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0044B-00000-035-000`

Property Details

APN / Parcel Number

Primary APN	`0044B-00000-035-000`
Alternative APNs	`0044B 035` `20407`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	3,301 sqft Heated Area
1st Floor Area	117 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Fiber Cement Siding
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Garage Area	420 sqft

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	20407
Street Address	65 WATERS EDGE LN
City	COVINGTON
State	GA
Zip	30014-5036
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT35 RIVERSTONE ESTATES
Legal Subdivision	RIVERSTONE ESTATES
Legal Lot Number	35
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	3
Census Block	3011
Census Tract	100600

Owner

65 Waters Edge Ln is owned and occupied by two individuals who bought it in June 2025.

Source: Newton County records, as of August 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	65 WATERS EDGE LN, COVINGTON, GA 30014-5036
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage
Aug 4, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE
Aug 8, 2022	Warranty Deed, Transfer
Dec 1, 2019	Loan Modification, Mortgage · Conventional with PMI CIS FIN'L SVCS
Mar 10, 2017	Deed of Trust, Mortgage · VA Mortgage MAJESTIC HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2025 · Amount on File
Deed Sale	Jun 27, 2025 · Amount on File
Prior Sale	Jul 23, 2015 · Amount on File
Deed Book / Page	4740 / 685
Prior Transfer Date	Aug 8, 2022
Prior Transfer Doc	0044210543
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Recording Date	Jun 26, 2026
Property Address	65 WATERS EDGE LN, COVINGTON, GA 30014-5036
Document Number	4844000384
Book / Page	4844 / 384
Instrument Date	Jun 25, 2026
Transaction Type	Mortgage
Record Updated	Aug 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 WATERS EDGE LN, COVINGTON, GA 30014-5036

Mortgage

Document Number	4844000384,
Date	Jun 26, 2026
Book Page	4844/384

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	65 WATERS EDGE LN, COVINGTON, GA 30014-5036
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 WATERS EDGE LN, COVINGTON, GA 30014-5036

Mortgage

Document Number	0042410000000608
Date	Aug 4, 2021
Book Page	0000004241/0000000608
Instrument	014953

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Aug 8, 2022
Property Address	65 WATERS EDGE LN, COVINGTON, GA 30014-5036
Document Number	0044210543
Book / Page	4421 / 543
Instrument Date	Aug 8, 2022
Instrument	2022-004201
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 WATERS EDGE LN, COVINGTON, GA 30014-5036

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NEWTON GA
Property Address	65 WATERS EDGE LN, COVINGTON, GA 30014-5036
Document Number	0039450217
Instrument Date	Dec 1, 2019
Transaction Type	Mortgage
Record Updated	Jan 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	65 WATERS EDGE LN COVINGTON GA 300145036, COVINGTON, GA 30014-5036

Mortgage

Document Number	0039450217
Date	Jan 6, 2020
Book Page	003945/000217
Instrument	174

Lender

Name	CIS FIN'L SVCS
Type	Funding / Finance Company
Address	HAMILTON, AL 35570

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 5, 2050

Interest

Rate Type	Fixed Rate
Rate	3.75%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	65 WATERS EDGE LN, COVINGTON, GA 30014-5036
Document Number	0035510091
Instrument Date	Mar 10, 2017
Transaction Type	Mortgage
Record Updated	Jan 24, 2020
Title Company	ARMOUR SETTLEMENT SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	65 WATERS EDGE LN COVINGTON GA 300145036, COVINGTON, GA 30014-5036

Mortgage

Document Number	0035510091
Date	Apr 6, 2017
Book Page	003551/000091
Instrument	3847

Lender

Name	MAJESTIC HM LNS
Type	Funding / Finance Company
Address	ONTARIO, CA 91761

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 5, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.75%

Tax Assessment & Valuation

The 2025 property tax bill for 65 Waters Edge Ln was $1,315 with exemptions applied.

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,315.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$174,560 Land $26,000 Building $148,560	$436,400 Land $65,000 Building $371,400
2023		$160,440 Land $10,000 Building $150,440	$401,100 Land $25,000 Building $376,100
2022	$3,380.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 65 Waters Edge Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 65 Waters Edge Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON serves 14,391 people · EPA ID GA2170001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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