95 W Downs St, Stockton, CA 95204 Property Records

San Joaquin County property record for 95 W Downs St, Stockton, CA 95204

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,695 sqft · built 1951
Lot Size	0.14 acres (6,100 sqft)
Owner	Individual Name on Record
Last Sale	$440,000 (Jun 2026)
Tax Bill	$5,232 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Jul 2025 Line of Credit + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`115-112-240-000`

Property Details

APN / Parcel Number

Primary APN	`115-112-240-000`
Alternative APN	`115-112-24`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,695 sqft Living Area
1st Floor Area	1,695 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,100 sqft (0.14 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	115-112-24
Street Address	95 W DOWNS ST
City	STOCKTON
State	CA
Zip	95204-1922
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLLEGE VIEW UN 04 LOT 64
Legal Subdivision	WEBER GRANT
Legal Block	4
Legal Lot Number	64
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	STOCKTON
Census Block Group	4
Census Block	4019
Census Tract	1400

Owner

Source: San Joaquin County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	95 W DOWNS ST, STOCKTON, CA 95204-1922
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Deed of Trust, Mortgage · Line of Credit MUTUAL OF OMAHA MORTGAGE INC
Jul 14, 2025	Deed of Trust, Mortgage · Line of Credit VALLEY STRONG CU
Jun 2, 2026	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE, INC
Feb 20, 2019	Deed of Trust, Mortgage · VA Mortgage GENERAL MORTGAGE CAPITAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2026 · Amount on Record
Deed Sale	Jun 2, 2026 · Amount on Record
Prior Sale	Jun 12, 2014 · Amount on Record
Deed Document Number	202650298
Prior Transfer Date	Feb 21, 2007
Prior Transfer Doc	0000119902
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	95 W DOWNS ST, STOCKTON, CA 95204-1922
Transaction Type	Mortgage
Record Updated	Jun 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 W DOWNS ST, STOCKTON, CA 95204-1922

Mortgage

Document Number	0000016601
Date	Mar 2, 2026
Instrument	2026-016601

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	95 W DOWNS ST, STOCKTON, CA 95204-1922
Transaction Type	Mortgage
Record Updated	Jun 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 W DOWNS ST, STOCKTON, CA 95204-1922
Investor	Possibly a Property Investor

Mortgage

Document Number	0000058459
Date	Jul 14, 2025
Instrument	2025-058459

Lender

Name	VALLEY STRONG CU
Type	Credit Union
Address	BAKERSFIELD, CA 93311

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 13, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jun 2, 2026
Property Address	95 W DOWNS ST, STOCKTON, CA 95204-1922
Document Number	0000050298
Instrument Date	May 18, 2026
Instrument	202650298
Transaction Type	Transfer
Record Updated	Jun 17, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$48,884.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 W DOWNS ST, STOCKTON, CA 95204-1922

Mortgage

Document Number	0000050299,
Date	Jun 2, 2026
Instrument	202650299

Lender

Name	GUARANTEED RATE, INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	95 W DOWNS ST, STOCKTON, CA 95204-1922
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 W DOWNS ST, STOCKTON, CA 95204-1922

Mortgage

Document Number	0000017604
Date	Feb 20, 2019
Instrument	2019-017604

Lender

Name	GENERAL MORTGAGE CAPITAL CORP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Stockton City
Unified School District	Stockton Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,232.00 (+2.47%)	$269,679 (+4.04%) Land $79,677 Building $190,002
2023	$5,106.00 (+0.99%)	$259,209 Land $76,584 Building $182,625	$335,700
2022	$5,056.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - STOCKTON private · serves 182,775 people · EPA ID CA3910001
Water Source	Purchased surface water from STOCKTON EAST WATER DISTRICT
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 765 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: ezWave.

Nearby Properties on W Downs St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures