78 W Downs St, Stockton, CA 95204 Property Records

San Joaquin County property record for 78 W Downs St, Stockton, CA 95204

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,014 sqft · built 1951
Lot Size	0.133 acres (5,795 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (Nov 2025)
Tax Bill	$4,538 (2026)
Deeds & Mortgages	Feb 2022 Mortgage Nov 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`115-113-030-000`

Property Details

APN / Parcel Number

Primary APN	`115-113-030-000`
Alternative APN	`115-113-03`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,014 sqft Living Area
1st Floor Area	1,014 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,795 sqft (0.133 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	115-113-03
Street Address	78 W DOWNS ST
City	STOCKTON
State	CA
Zip	95204-1923
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 234 LOT 67,66
Legal Subdivision	WEBER GRANT
Legal Tract	234
Legal Block	4
Legal Lot Number	66
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	STOCKTON
Census Block Group	4
Census Block	4020
Census Tract	1400

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	78 W DOWNS ST, STOCKTON, CA 95204-1923
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Nov 25, 2025	Grant Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC
Nov 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 2025 · Amount on Record
Deed Sale	Nov 25, 2025 · Amount on Record
Prior Sale	Sep 9, 1997 · Amount on Record
Deed Document Number	2025106737
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	78 W DOWNS ST, STOCKTON, CA 95204-1923
Transaction Type	Mortgage
Record Updated	Dec 15, 2025
Title Company	IN TITLE, FIN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 W DOWNS ST, STOCKTON, CA 95204-1923

Mortgage

Document Number	0000017293
Date	Feb 8, 2022
Instrument	2022-017293

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Nov 25, 2025
Property Address	78 W DOWNS ST, STOCKTON, CA 95204-1923
Document Number	0000106737
Map Reference	VOL 13 PG 57
Instrument Date	Nov 14, 2025
Instrument	2025-106737
Transaction Type	Transfer
Record Updated	Dec 15, 2025
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 W DOWNS ST, STOCKTON, CA 95204-1923

Mortgage

Document Number	0000106738
Date	Nov 25, 2025
Instrument	2025-106738

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	78 W DOWNS ST, STOCKTON, CA 95204-1923
Document Number	0000133191
Instrument Date	Nov 12, 2019
Transaction Type	Mortgage
Record Updated	Dec 4, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 W DOWNS ST STOCKTON CA 952041923, STOCKTON, CA 95204-1923

Mortgage

Document Number	0000133191
Date	Nov 18, 2019
Instrument	133191

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 17, 2049

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Stockton City
Unified School District	Stockton Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,538.00 (+164.76%)
2025	$1,714.00 (+4.13%) Homeowner's exemption	$142,896 (+4.04%) Land $55,881 Building $87,015
2023	$1,646.00 (+2.55%) Homeowner's exemption	$137,349 Land $53,712 Building $83,637	$301,680
2022	$1,605.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - STOCKTON private · serves 182,775 people · EPA ID CA3910001
Water Source	Purchased surface water from STOCKTON EAST WATER DISTRICT
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 765 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: ezWave.

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