95 W Central St, Natick, MA 01760 Property Records

Middlesex County and Natick Town property record for 95 W Central St, Natick, MA 01760

Property Summary

Property TypeDuplex
Details5 bd · 2 ba · 3,040 sqft · built 1915
Lot Size0.244 acres (10,620 sqft)
OwnerCompany Name on File
Last Sale$240,000 (Sep 2016)
Tax Bill$10,087 (2025)
Deeds & MortgagesOct 2024 Transfer
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN42-00000043

Property Details

APN / Parcel Number

Primary APN42-00000043
Alternative APN
  • NATI M:00000042 P:00000043

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Units2 Units
Stories2 Stories
Building Area3,040 sqft Living Area
1st Floor Area1,520 sqft
AtticAttic
Attic Area1,520 sqft
Basement Area1,520 sqft
Unfinished Basement1,520 sqft

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1947
Architectural StyleOther
Exterior MaterialWood Siding
Lot Area10,620 sqft (0.244 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number42-00000043
Street Address95 W CENTRAL ST
CityNATICK
StateMA
Zip01760-4333
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeRSA
JurisdictionNATICK MA
Township / Civil DivisionNATICK
Census Block Group2
Census Block2004
Census Tract382500

Owner

95 W Central St, a duplex, is owned by a company that acquired it in July 2024.

Source: Middlesex County and Natick Town records, as of October 20, 2026

Owner of RecordCompany Name on File
Mailing Address111 WARREN RD, SUDBURY, MA 01776-3452
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2024Quit Claim Deed, Transfer
Quitclaim
May 8, 2020Deed of Trust, Mortgage · Conventional Mortgage
LEADER BK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 13, 2016 · Amount on File
Deed SaleSep 13, 2016 · Amount on File
Prior SaleDec 15, 2011 · Amount on File
Last Transfer DateJul 2, 2024
Transfer Doc0001965664
Record UpdatedOct 29, 2026

October 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNATICK MA
Recording DateOct 21, 2024
Property Address95 W CENTRAL ST, NATICK, MA 01760-4333
Document Number0001965664
Instrument DateJul 2, 2024
Instrument1965664
Transaction TypeTransfer
Record UpdatedFeb 9, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address111 WARREN RD, SUDBURY, MA 01776-3452

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNATICK MA
Property Address95 W CENTRAL ST, NATICK, MA 01760-4333
Document Number0001841931
Instrument DateMay 8, 2020
Transaction TypeMortgage
Record UpdatedJun 24, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address95 W CENTRAL ST NATICK MA 017604333, NATICK, MA 01760-4333

Mortgage

Document Number0001841931
DateMay 12, 2020
Instrument1841931
Lender
NameLEADER BK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueMay 11, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 95 W Central St was $10,087, up 3.4% from the year before.

Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionNatick Town
Unified School DistrictNatick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,087.00 (+3.36%)$843,400 (+5.95%) Land $406,300 Building $437,100$958,839
2024$9,759.00 (+1.88%)$796,000 (+5.04%) Land $383,700 Building $412,300
2023$9,579.00$757,800 Land $361,000 Building $396,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 95 W Central St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 95 W Central St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNATICK WATER AND SEWER DIVISION
serves 37,006 people · EPA ID MA3198000
Water SourceGroundwater
Last State InspectionAug 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
Verizon
Fiber
980 / 880

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