Middlesex County and Natick Town property record for 89 W Central St, Natick, MA 01760
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,009 sqft · built 2016 |
| Lot Size | 0.338 acres (14,728 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,599,000 (May 2026) |
| Tax Bill | $16,682 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Aug 2021 Refinance + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-0000044B |
| Primary APN | 42-0000044B |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,009 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Lot Area | 14,728 sqft (0.338 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 42-0000044B |
|---|---|
| Street Address | 89 W CENTRAL ST |
| City | NATICK |
| State | MA |
| Zip | 01760-4333 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSA |
| Jurisdiction | NATICK MA |
| Township / Civil Division | NATICK |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 382500 |
89 W Central St is owned and occupied by an individual who bought it in May 2026.
Source: Middlesex County and Natick Town records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 89 W CENTRAL ST, NATICK, MA 01760-4333 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 6, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Aug 30, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE |
| May 8, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage LEADER BANK NA |
| Aug 30, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE |
| Jun 5, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE |
| Feb 10, 2017 | Quit Claim Deed, Transfer EASTERN BANK |
| Dec 29, 2016 | Deed of Trust, Mortgage · Conventional Mortgage RESOURCE CAP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 8, 2026 · Amount on File |
| Deed Sale | May 8, 2026 · Amount on File |
| Prior Sale | Feb 10, 2017 · Amount on File |
| Deed Document Number | 202652518 |
| Deed Book / Page | 85569 / 586 |
| Transfer Doc | 62528-265 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NATICK MA |
| Property Address | 89 W CENTRAL ST, NATICK, MA 01760-4333 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 080232-204 |
|---|---|
| Date | Jun 6, 2022 |
| Book Page | 80232/204 |
| Instrument | 84537 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jul 1, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NATICK MA |
| Property Address | 89 W CENTRAL ST, NATICK, MA 01760-4333 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 078582-150 |
|---|---|
| Date | Aug 30, 2021 |
| Book Page | 78582/150 |
| Instrument | 193569 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 1, 2041 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NATICK MA |
| Recording Date | May 8, 2026 |
| Property Address | 89 W CENTRAL ST, NATICK, MA 01760-4333 |
| Document Number | 085569-586 |
| Book / Page | 85569 / 586 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 2026.52518 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 89 W CENTRAL ST, NATICK, MA 01760-4333 |
| Date | May 8, 2026 |
|---|
| Name | LEADER BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NATICK MA |
| Property Address | 89 W CENTRAL ST, NATICK, MA 01760-4333 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 78582-150 |
|---|---|
| Date | Aug 30, 2021 |
| Book Page | 78582/150 |
| Instrument | 193569 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NATICK MA |
| Property Address | 89 W CENTRAL ST, NATICK, MA 01760-4333 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74828-528 |
|---|---|
| Date | Jun 5, 2020 |
| Book Page | 74828/528 |
| Instrument | 87135 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NATICK MA |
| Recording Date | Feb 10, 2017 |
| Property Address | 89 W CENTRAL ST, NATICK, MA 01760-4333 |
| Document Number | 68881-519 |
| Book / Page | 68881 / 519 |
| Instrument | 22800 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $33.04 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 688810521 |
|---|---|
| Date | Feb 10, 2017 |
| Instrument | 68881/0521 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Feb 10, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NATICK MA |
| Property Address | 89 W CENTRAL ST, NATICK, MA 01760-4333 |
| Document Number | 68701-68 |
| Book / Page | 068701 / 000068 |
| Instrument Date | Dec 29, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Number | 68701-68 |
|---|---|
| Date | Jan 3, 2017 |
| Book Page | 068701/000068 |
| Instrument | 560 |
| Name | RESOURCE CAP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 89 W Central St was $16,682, up 4.4% from the year before.
Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Natick Town |
| Unified School District | Natick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,682.00 (+4.37%) | $1,394,800 (+6.99%) Land $414,600 Building $980,200 | $1,214,480 |
| 2024 | $15,983.00 (+7.38%) | $1,303,700 (+10.72%) Land $391,600 Building $912,100 | |
| 2023 | $14,884.00 | $1,177,500 Land $367,700 Building $809,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 89 W Central St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 89 W Central St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NATICK WATER AND SEWER DIVISION serves 37,006 people · EPA ID MA3198000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber | 980 / 880 |
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