57 Valley River Ave, Murphy, NC 28906 Property Records

Cherokee County property record for 57 Valley River Ave, Murphy, NC 28906

Property Summary

Property TypeBank, Financial Building
Details2,895 sqft · built 2002
Lot Size0.06 acres (2,614 sqft)
OwnerCompany Name on Record
Last Sale$850,000 (Feb 2024)
Tax Bill$4,874 (2025)
Deeds & MortgagesFeb 2024 Sale
Flood ZoneZone X (minimal risk)
APN459210459369000

Property Details

APN / Parcel Number

Primary APN459210459369000
Alternative APNs
  • 62186
  • 2368

Interior

Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area2,895 sqft Base Area
Gross Area6,342 sqft
1st Floor Area2,895 sqft
Upper Floors Area2,025 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialWood Siding
Construction TypeWood
Roof TypeWood Truss
Roof MaterialMetal
Lot Area2,614 sqft (0.06 acres)
Lot Dimensions110 ft deep x 19 ft wide

Exterior Amenities

PorchSlab
Porch Area18 sqft
Deck Area288 sqft
Patio Area294 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number62186
Street Address57 VALLEY RIVER AVE
CityMURPHY
StateNC
Zip28906-2955
Property CategoryCommercial
Property TypeCommercial > Office > Bank, Financial Building
Local Zoning CodeGB
Legal DescriptionTR 1 FR W C LAND LLC 1108/71
Legal Tract1
JurisdictionCHEROKEE NC
Township / Civil DivisionMURPHY
Census Block Group2
Census Block2050
Census Tract930402

Owner

Source: Cherokee County records, as of October 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3600 WAKE FOREST RD, 2000, RALEIGH, NC 27609-7329
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 16, 2024 · Amount on Record
Deed SaleFeb 16, 2024 · Amount on Record
Prior SaleJul 1, 2004 · Amount on Record
Deed Document Number2024697
Deed Book / Page1751 / 358
Record UpdatedSep 20, 2026

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateFeb 16, 2024
Property Address57 VALLEY RIVER AVE, MURPHY, NC 28906-2955
Document Number001751/358
Book / Page1751 / 358
Instrument DateFeb 1, 2024
Instrument697
Transaction TypeTransfer
Record UpdatedOct 10, 2025

Transaction

AmountAmount Recorded
Tax$1,700.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1126, MURPHY, NC 28906-1126

Transferred To (Grantee/Buyer)

NameVerified Name
Address3600 WAKE FOREST RD STE 2000, 2000, RALEIGH, NC 27609-7329

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
MunicipalityMurphy Town
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,874.00$799,050 (+52.35%)$799,050 (+52.35%) Land $29,640 Building $769,410
2023$524,470$524,470 Land $19,760 Building $504,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF MURPHY
serves 4,498 people · EPA ID NC0120010
Water SourceSurface water
Last State InspectionJan 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Blue Ridge Mountain EMC
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Peachtree Broadband Fiber.

Nearby Properties on Valley River Ave

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