Charlotte County property record for 95 Temuco St, Punta Gorda, FL 33983 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,941 sqft · built 1991 |
| Lot Size | 0.287 acres (12,543 sqft) |
| Owner | Company Name on File |
| Last Sale | $54,500 (Nov 1999) |
| Tax Bill | $4,230 (2025) |
| Deeds & Mortgages | Sep 2025 Transfer Sep 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-23-05-138-007 |
| Primary APN | 40-23-05-138-007 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,941 sqft Living Area |
| Gross Area | 2,541 sqft |
| Year Built | Built 1991 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 12,543 sqft (0.287 acres) |
| Garage Area | 380 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 336 sqft |
| Porch | Finished/Screened Porch |
| Porch Area | 220 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 10004608009 |
|---|---|
| Old Parcel Number | 00952621107708 |
| Street Address | 95 TEMUCO ST |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33983-4255 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PGI 020 0615 0007 PUNTA GORDA ISLES SEC20 BLK615 LT7 985-772 1040-547 1151/15471751/983-985 3570889 |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 05 |
| Legal Subdivision | PUNTA GORDA ISLES |
| Legal Block | 615 |
| Legal Lot Number | 7 985 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PORT CHARLOTTE |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 20103 |
Source: Charlotte County records · APN 40-23-05-138-007
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 25225 AYSEN DR, PUNTA GORDA, FL 33983-4236 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Sep 23, 2025 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Sep 09, 2022 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Oct 26, 2018 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Nov 30, 1999 · Amount on Record |
| Deed Sale | Nov 30, 1999 · Amount on Record |
| Prior Sale | Nov 30, 1999 · Amount on Record |
| Deed Document Number | 0017510985 |
| Last Transfer Date | Sep 23, 2025 |
| Transfer Doc | 0003570889 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Sep 23, 2025 |
| Property Address | 95 TEMUCO ST, PUNTA GORDA, FL 33983-4255 |
| Document Number | 0003570889 |
| Map Reference | MB 11 PG 2 |
| Instrument Date | Aug 19, 2025 |
| Instrument | 3570889 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25225 AYSEN DR, PUNTA GORDA, FL 33983-4236 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 25225 AYSEN DR, PUNTA GORDA, FL 33983-4236 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 95 TEMUCO ST, PUNTA GORDA, FL 33983-4255 |
| Transaction Type | Mortgage |
| Record Updated | Oct 05, 2022 |
| Name | Verified Name |
|---|---|
| Address | 95 TEMUCO ST, PUNTA GORDA, FL 33983-4255 |
| Document Number | 0050460254 |
|---|---|
| Date | Sep 09, 2022 |
| Book Page | 5046/254 |
| Instrument | 3149082 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 08, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 95 TEMUCO ST, PUNTA GORDA, FL 33983-4255 |
| Document Number | 0043770435 |
| Instrument Date | Oct 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 04, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 95 TEMUCO ST PUNTA GORDA FL 339834255, PUNTA GORDA, FL 33983-4255 |
| Document Number | 0043770435 |
|---|---|
| Date | Nov 08, 2018 |
| Book Page | 004377/000435 |
| Instrument | 2660014 |
| Name | SUNCOAST CU |
|---|---|
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Charlotte County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,230.00 (+83.75%) | $280,456 (+113.71%) | $251,869 (+1.82%) Land $33,000 Building $218,869 |
| 2024 | $2,302.00 (+1.99%) Homeowner's exemption | $131,229 (+3%) | $247,371 (-0.92%) Land $33,000 Building $214,371 |
| 2023 | $2,257.00 (+10.15%) Homeowner's exemption | $127,407 (+3%) | $249,663 (-5.52%) Land $33,000 Building $216,663 |
| 2022 | $2,049.00 Homeowner's exemption | $123,696 | $264,249 Land $22,100 Building $242,149 |
Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120150201033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 80 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 80 in force |
| Nearby Flood Claims | 6 (1995–2022) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Sep 2022, rainfall accumulation, Hurricane Ian |
| Wildfire Risk | Moderate above 58% of the US · above 31% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 552 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 329 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Ripple Fiber | Fiber | 2,000 / 2,000 |
| Xfinity | Cable | 2,000 / 250 |
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