112 Temuco St, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 112 Temuco St, Punta Gorda, FL 33983

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,440 sqft · built 1989
Lot Size	0.213 acres (9,279 sqft)
Owner	Individual Name on Record
Last Sale	$151,000 (May 2018)
Tax Bill	$2,250 (2025)
Deeds & Mortgages	Feb 2020 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40-23-05-209-003`

Property Details

APN / Parcel Number

Primary APN	`40-23-05-209-003`
Alternative APNs	`0095262-110850-1` `10004608283`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
Gross Area	2,217 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Architectural Style	Other
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	9,279 sqft (0.213 acres)
Garage Area	399 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	1 Parking Space
Pool Area	240 sqft
Porch	Open Porch
Porch Area	378 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10004608283
Old Parcel Number	00952621108501
Street Address	112 TEMUCO ST
City	PUNTA GORDA
State	FL
Zip	33983-4255
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	PGI 020 0615 0015 PUNTA GORDA ISLES SEC20 BLK615 LT 15 681/624 966/1540 1008/1767 4315/1794
Legal Range	23E
Legal Township	40S
Legal Section	05
Legal Subdivision	PUNTA GORDA ISLES
Legal Block	615
Legal Lot Number	15
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	3
Census Block	3005
Census Tract	20103

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	112 TEMUCO ST, PUNTA GORDA, FL 33983-4255
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2020	Deed of Trust, Mortgage · Conventional with PMI NATIONS LNDG
May 16, 2018	Warranty Deed, Transfer NATIONS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2018 · Amount on Record
Deed Sale	May 14, 2018 · Amount on Record
Deed Document Number	2612911
Deed Book / Page	4315 / 1794
Last Transfer Date	May 16, 2018
Transfer Doc	0043151794
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	112 TEMUCO ST, PUNTA GORDA, FL 33983-4255
Document Number	0045441527
Instrument Date	Feb 21, 2020
Transaction Type	Mortgage
Record Updated	Mar 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 TEMUCO ST PUNTA GORDA FL 339834255, PUNTA GORDA, FL 33983-4255

Mortgage

Document Number	0045441527
Date	Feb 27, 2020
Book Page	004544/001527
Instrument	2790509

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	May 16, 2018
Property Address	112 TEMUCO ST, PUNTA GORDA, FL 33983-4255
Document Number	0043151794
Book / Page	004315 / 001794
Instrument Date	May 14, 2018
Instrument	2612911
Transaction Type	Transfer
Record Updated	Jun 11, 2018
Title Company	PREMIER TITLE/FL

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,057.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 TEMUCO ST PUNTA GORDA FL 339834255, PUNTA GORDA, FL 33983-4255

Mortgage

Document Number	43151795
Date	May 16, 2018
Book Page	004315/001795
Instrument	2612912

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 15, 2048

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,250.00 (-26.4%) Homeowner's exemption	$189,154 (+5.99%)	$251,204 (+5.12%) Land $45,000 Building $206,204
2023	$3,057.00 (+7.98%) Homeowner's exemption	$178,469 (+3%)	$238,976 (-11.11%) Land $38,000 Building $200,976
2022	$2,831.00 Homeowner's exemption	$173,271	$268,833 Land $27,200 Building $241,633

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 80 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	80 in force
Nearby Flood Claims	6 (1995–2022)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 69% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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