131 Temuco St, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 131 Temuco St, Punta Gorda, FL 33983 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,428 sqft · built 2020
Lot Size	0.292 acres (12,729 sqft)
Owner	Company Name on File
Last Sale	$250,590 (Jan 2021)
Tax Bill	$4,445 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Jan 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`402305138011`

Property Details

APN / Parcel Number

Primary APN	`402305138011`
Alternative APNs	`00952621108100` `10004608013`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,428 sqft Living Area
Gross Area	3,030 sqft
1st Floor Area	2,428 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Composition Shingle
Lot Area	12,729 sqft (0.292 acres)
Garage Type	Attached
Garage Area	420 sqft
Driveway	Driveway
Driveway Area	510 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00952621108100
Street Address	131 TEMUCO ST
City	PUNTA GORDA
State	FL
Zip	33983-4255
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PUNTA GORDA ISLES SEC 20 BLK 615 LT 11 702/1642 DC1069/1067-JDL 2147/1217 2402/458 2510/377 L/E3982/421 4577/1992 4578/2196 4688/443 4688/468
Legal Range	23E
Legal Township	40S
Legal Section	05
Legal Subdivision	PUNTA GORDA ISLES
Legal Tract	PGI
Legal Block	615
Legal Lot Number	11
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	3
Census Block	3005
Census Tract	20103

Owner

Source: Charlotte County records · APN 402305138011

Assessment roll updated November 19, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 07, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 06, 2021	Deed of Trust, Mortgage · FHA Mortgage DHI MORTGAGE COMPANY LTD
Jan 06, 2021	Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD
Jan 06, 2021	Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD
May 26, 2020	Warranty Deed, Transfer DHI TITLE/FL INC
May 21, 2020	Warranty Deed, Transfer DHI TITLE/FL INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 06, 2021 · Amount on Record
Deed Sale	Jan 06, 2021 · Amount on Record
Prior Sale	Jan 06, 2021 · Amount on Record
Deed Document Number	20212889875
Deed Book / Page	4688 / 468
Prior Transfer Date	May 21, 2020
Prior Transfer Doc	0045771992
Record Updated	Jun 08, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	131 TEMUCO ST, PUNTA GORDA, FL 33983-4255
Transaction Type	Mortgage
Record Updated	Aug 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 TEMUCO ST, PUNTA GORDA, FL 33983-4255

Mortgage

Document Number	0003300378
Date	Aug 07, 2023
Instrument	3300378

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2053

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	131 TEMUCO ST, PUNTA GORDA, FL 33983-4255
Transaction Type	Mortgage
Record Updated	Aug 03, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1079 HARBOUR DRAKE DR, PUNTA GORDA, FL 33983-6503

Mortgage

Document Number	0046880469
Date	Jan 06, 2021
Book Page	4688/469
Instrument	2889876

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company
Address	AUSTIN, TX 78750

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2051

January 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jan 06, 2021
Property Address	131 TEMUCO ST, PUNTA GORDA, FL 33983-4255
Document Number	0046880443
Book / Page	4688 / 443
Map Reference	MB 11 PG 2-A-2-Z-42
Instrument Date	Dec 31, 2020
Instrument	2889867
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 07, 2022
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,754.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10541 BEN C PRATT 6 MILE CYPRESS PKWY # 100, 10541, FORT MYERS, FL 33966

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	131 TEMUCO ST, PUNTA GORDA, FL 33983-4255

Mortgage

Document Number	0046880444
Date	Jan 06, 2021
Book Page	4688/444
Instrument	2889868

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company
Address	AUSTIN, TX 78750

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2051

January 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jan 06, 2021
Property Address	131 TEMUCO ST, PUNTA GORDA, FL 33983-4255
Document Number	0046880468
Book / Page	4688 / 468
Map Reference	MB 11 PG 2-A-2-Z-42
Instrument Date	Dec 31, 2020
Instrument	2889875
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 07, 2022
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,754.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10541 BEN C PRATT 6 MILE CYPRESS PKWY # 100, 10541, FORT MYERS, FL 33966

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	131 TEMUCO ST, PUNTA GORDA, FL 33983-4255

Mortgage

Document Number	0046880469
Date	Jan 06, 2021
Book Page	4688/469
Instrument	2889876

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company
Address	AUSTIN, TX 78750

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2051

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	May 26, 2020
Property Address	131 TEMUCO ST, PUNTA GORDA, FL 33983-4255
Document Number	0045782196
Book / Page	004578 / 002196
Instrument Date	May 21, 2020
Instrument	2814424
Transaction Type	Transfer
Record Updated	Jul 17, 2020
Title Company	DHI TITLE/FL INC

Transaction

Amount	Amount Recorded
Tax	$119.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10541 BEN C PRATT/6 MILE CYPRESS PKWY FORT MYERS FL 339666461, FORT MYERS, FL 33966-6461

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	May 21, 2020
Property Address	131 TEMUCO ST, PUNTA GORDA, FL 33983-4255
Document Number	0045771992
Book / Page	004577 / 001992
Instrument Date	May 11, 2020
Instrument	2813666
Transaction Type	Transfer
Record Updated	Jul 17, 2020
Title Company	DHI TITLE/FL INC

Transaction

Amount	Amount Recorded
Tax	$98.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	6150 DIAMOND CENTRE CT FORT MYERS FL 339124367, FORT MYERS, FL 33912-4367

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated November 19, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,445.00 (+0.54%)		$408,436 (+3.36%) Land $48,000 Building $360,436
2024	$4,421.00 (-0.5%)
2023		$320,944 (+3%)	$395,154 (+26.82%) Land $46,000 Building $349,154
2022	$4,443.00 Homeowner's exemption	$311,596 Land $36,550 Building $275,046	$311,596 (+30.24%) Land $36,550 Building $275,046
2021			$239,256 Land $19,125 Building $220,131

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120150201033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Cost	Premium on Record median of 80 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	80 in force
Nearby Flood Claims	6 (1995–2022)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Sep 2022, rainfall accumulation, Hurricane Ian

Wildfire

Wildfire Risk	Moderate above 58% of the US · above 31% of Florida
Wildfire Likelihood	About 1 in 552 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 329 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Ripple Fiber	Fiber	2,000 / 2,000
Xfinity	Cable	2,000 / 250

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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