95 S Pointe Ln, Moneta, VA 24121 Property Records

Franklin County property record for 95 S Pointe Ln, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,374 sqft · built 1996
Lot Size	0.813 acres (35,414 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Jul 2009)
Tax Bill	$6,294 (2025)
Deeds & Mortgages	May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`032 06-075 00`

Property Details

APN / Parcel Number

Primary APN	`032 06-075 00`
Alternative APN	`8638`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,374 sqft Living Area
Gross Area	5,537 sqft
1st Floor Area	2,354 sqft
Attic	Attic
Attic Area	350 sqft
Basement Area	2,354 sqft
Finished Basement	1,177 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2006
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	35,414 sqft (0.813 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Area	700 sqft
Driveway	Brick Driveway
Parking Spaces	2 Parking Spaces
Deck Area	225 sqft
Patio Area	80 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	8638
Street Address	95 S POINTE LN
City	MONETA
State	VA
Zip	24121-3420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	THE BOARDWALK NEW LOT 75-A
Legal Subdivision	BOARDWALK
Legal Lot Number	75-A
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	3
Census Block	3004
Census Tract	20104

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	95 S POINTE LN, MONETA, VA 24121-3420
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2009 · Amount on Record
Deed Sale	Jul 29, 2009 · Amount on Record
Deed Document Number	20096821
Deed Book / Page	964 / 2754
Last Transfer Date	Oct 24, 2018
Transfer Doc	00111401117
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	95 S POINTE LN, MONETA, VA 24121-3420
Document Number	0011222991
Instrument Date	May 1, 2019
Transaction Type	Mortgage
Record Updated	Jul 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 S POINTE LN #S MONETA VA 241213420, S, MONETA, VA 24121-3420

Mortgage

Document Number	0011222991
Date	Jun 12, 2019
Book Page	001122/002991
Instrument	3412

Lender

Name	BRANCH BANKING & TR CO

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,294.00 (+17.64%)	$1,463,800 (+66.87%) Land $390,000 Building $1,073,800	$1,463,800 (+66.87%) Land $390,000 Building $1,073,800
2023	$5,350.00	$877,200 (-) Land $385,000 Building $492,200	$877,200 (-) Land $385,000 Building $492,200
2022		$877,200 Land $385,000 Building $492,200	$877,200 Land $385,000 Building $492,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.5% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA POINTE LANDING serves 115 people · EPA ID VA5143861
Water Source	Groundwater
Last State Inspection	Sep 2024
Also Mapped Here	WESTERN VIRGINIA WATER AUTHORITY
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: SMLW Broadband, ZiTEL.

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