88 S Pointe Ln, Moneta, VA 24121 Property Records

Franklin County property record for 88 S Pointe Ln, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,683 sqft · built 2008
Lot Size	1.09 acres (47,568 sqft)
Owner	Individual Name on Record
Tax Bill	$7,020 (2025)
Deeds & Mortgages	May 2022 Line of Credit May 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`032 06-078 00`

Property Details

APN / Parcel Number

Primary APN	`032 06-078 00`
Alternative APN	`8641`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,683 sqft Living Area
Gross Area	4,603 sqft
1st Floor Area	2,412 sqft
Basement Area	2,171 sqft
Finished Basement	1,411 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2015
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	47,568 sqft (1.09 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Area	1,020 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	88 sqft
Deck Area	74 sqft
Patio Area	406 sqft
Storage Building	Storage Building
Boat Access	Boat Access
Boat House	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	8641
Street Address	88 S POINTE LN
City	MONETA
State	VA
Zip	24121-3270
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	THE BOARDWALK LOT 78
Legal Subdivision	BOARDWALK
Legal Lot Number	78
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	3
Census Block	3004
Census Tract	20104

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	88 S POINTE LN, MONETA, VA 24121-3270
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
May 18, 2022	Deed of Trust, Mortgage · Line of Credit AMERICAN NATIONAL BANK & TRUST CO
May 15, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 12, 2023
Transfer Doc	0011982608
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	88 S POINTE LN, MONETA, VA 24121-3270
Transaction Type	Mortgage
Record Updated	Jun 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 S POINTE LN, MONETA, VA 24121-3270

Mortgage

Document Number	0011841708
Date	May 18, 2022
Book Page	1184/1708
Instrument	220003943

Lender

Name	AMERICAN NATIONAL BANK & TRUST CO
Type	Bank
Address	MONETA, VA 24121

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN VA
Recording Date	May 15, 2023
Property Address	88 S POINTE LN, MONETA, VA 24121-3270
Document Number	0011982608
Book / Page	1198 / 2608
Map Reference	MB 561 PG 381
Instrument Date	May 12, 2023
Instrument	230002651
Transaction Type	Transfer
Record Updated	Jun 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	88 SOUTH POINTE ALNE, MONETA, VA 24121-3270

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,020.00 (+42.16%)	$1,632,700 (+101.67%) Land $330,000 Building $1,302,700	$1,632,700 (+101.67%) Land $330,000 Building $1,302,700
2023	$4,938.00	$809,600 (-) Land $325,000 Building $484,600	$809,600 (-) Land $325,000 Building $484,600
2022		$809,600 Land $325,000 Building $484,600	$809,600 Land $325,000 Building $484,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.5% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA POINTE LANDING serves 115 people · EPA ID VA5143861
Water Source	Groundwater
Last State Inspection	Sep 2024
Also Mapped Here	WESTERN VIRGINIA WATER AUTHORITY
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: SMLW Broadband, ZiTEL.

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