23 S Pointe Ln, Moneta, VA 24121 Property Records

Franklin County property record for 23 S Pointe Ln, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,043 sqft · built 2021
Lot Size	1.14 acres (49,876 sqft)
Owner	2 Individual Names on Record
Last Sale	$92,000 (Jul 2018)
Tax Bill	$4,124 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`032 06-072 00`

Property Details

APN / Parcel Number

Primary APN	`032 06-072 00`
Alternative APN	`8635`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,043 sqft Living Area
Gross Area	4,414 sqft
1st Floor Area	2,043 sqft
Basement Area	2,043 sqft
Finished Basement	1,634 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2024
Exterior Material	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	49,876 sqft (1.14 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Area	936 sqft
Driveway	Concrete Driveway
Parking Spaces	4 Parking Spaces
Porch	Slab
Deck Area	21 sqft
Patio Area	616 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	8635
Street Address	23 S POINTE LN
City	MONETA
State	VA
Zip	24121-3420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	THE BOARDWALK LOT 72
Legal Subdivision	BOARDWALK
Legal Lot Number	72
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	3
Census Block	3004
Census Tract	20104

Owner

Source: Franklin County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23 S POINTE LN, MONETA, VA 24121-3420
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Jul 12, 2018	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2018 · Amount on Record
Deed Sale	Jul 12, 2018 · Amount on Record
Deed Document Number	20184312
Deed Book / Page	1110 / 1808
Prior Transfer Date	Jun 23, 2011
Prior Transfer Doc	00099901384
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	23 S POINTE LN, MONETA, VA 24121-3420
Transaction Type	Mortgage
Record Updated	Jan 23, 2023
Title Company	HOMESTEAD SETMNT SERVIVES LL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011592862
Date	Mar 29, 2021
Book Page	1159/2862
Instrument	210002948

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Apr 1, 2026
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	4.87%
Index	Other
Margin	3
Max Rate	7.87%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN VA
Recording Date	Jul 12, 2018
Property Address	23 S POINTE LN, MONETA, VA 24121-3420
Document Number	0011101808
Book / Page	001110 / 001808
Instrument Date	Jun 25, 2018
Instrument	4312
Transaction Type	Transfer
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$92.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 FLOWING WELL RD WAGENER SC 291649010, WAGENER, SC 29164-9010

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,124.00 (+18.74%)	$959,100 (+68.41%) Land $99,200 Building $859,900	$959,100 (+68.41%) Land $99,200 Building $859,900
2023	$3,473.00	$569,500 (-) Land $94,200 Building $475,300	$569,500 (-) Land $94,200 Building $475,300
2022		$569,500 Land $94,200 Building $475,300	$569,500 Land $94,200 Building $475,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.5% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA POINTE LANDING serves 115 people · EPA ID VA5143861
Water Source	Groundwater
Last State Inspection	Sep 2024
Also Mapped Here	WESTERN VIRGINIA WATER AUTHORITY, TOWN OF ROCKY MOUNT
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: SMLW Broadband, ZiTEL.

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