95 River Watch Dr, Covington, GA 30014 Property Records

Newton County property record for 95 River Watch Dr, Covington, GA 30014

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,827 sqft · built 2022
Lot Size	1.76 acres (76,666 sqft)
Owner	2 Individual Names on Record
Last Sale	$625,000 (Jun 2024)
Tax Bill	$5,649 (2025)
Deeds & Mortgages	Feb 2026 Mortgage May 2022 Mortgage + 4 more
Flood Zone	Zone AE (high risk)
APN	`0024E-00000-036-000`

Property Details

APN / Parcel Number

Primary APN	`0024E-00000-036-000`
Alternative APNs	`0024E 036` `10324`

Interior

Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	3,827 sqft Heated Area
Basement Area	1,780 sqft
Unfinished Basement	1,780 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	76,666 sqft (1.76 acres)
Garage Area	759 sqft
Porch	Slab
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	10324
Street Address	95 RIVER WATCH DR
City	COVINGTON
State	GA
Zip	30014-8341
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 36 RIVER WATCH
Legal Subdivision	RIVER WATCH
Legal Lot Number	36
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	1
Census Block	1073
Census Tract	100102

Owner

Source: Newton County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	95 RIVER WATCH DR, COVINGTON, GA 30014-8341
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE
May 9, 2022	Deed of Trust, Mortgage · Commercial Mortgage UNITED BANK
Dec 16, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WELLS FARGO
Dec 16, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WELLS FARGO
Aug 31, 2021	Warranty Deed, Transfer
Jul 13, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2024 · Amount on Record
Deed Sale	Jun 14, 2024 · Amount on Record
Prior Sale	Dec 19, 2022 · Amount on Record
Deed Document Number	20246220
Deed Book / Page	4627 / 672
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	95 RIVER WATCH DR, COVINGTON, GA 30014-8341
Transaction Type	Mortgage
Record Updated	May 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 RIVER WATCH DR, COVINGTON, GA 30014-8341

Mortgage

Document Number	0048070000000140
Date	Feb 26, 2026
Book Page	0000004807/0000000140

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2041

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	95 RIVER WATCH DR, COVINGTON, GA 30014-8341
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 RIVER WATCH DR, COVINGTON, GA 30014-8341
Investor	Possibly a Property Investor

Mortgage

Document Number	0043850000000121
Date	May 9, 2022
Book Page	0000004385/0000000121
Instrument	008355

Lender

Name	UNITED BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2023

December 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Dec 16, 2022
Property Address	95 RIVER WATCH DR, COVINGTON, GA 30014-8341
Document Number	0044640096
Book / Page	4464 / 96
Instrument Date	Dec 16, 2022
Instrument	2022-006218
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 4, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 RIVER WATCH DR, COVINGTON, GA 30014-8341

Mortgage

Document Number	0044640000000097
Date	Dec 19, 2022
Book Page	0000004464/0000000097
Instrument	019731

Lender

Name	WELLS FARGO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

December 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Dec 16, 2022
Property Address	95 RIVER WATCH DR, COVINGTON, GA 30014-8341
Document Number	0044640096
Book / Page	4464 / 96
Instrument Date	Dec 16, 2022
Instrument	2022-006218
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 RIVER WATCH DR, COVINGTON, GA 30014-8341

Mortgage

Document Number	0000019731
Date	Dec 16, 2022
Instrument	019731

Lender

Name	WELLS FARGO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Aug 31, 2021
Property Address	95 RIVER WATCH DR, COVINGTON, GA 30014-8341
Document Number	0042560485
Book / Page	4256 / 485
Instrument Date	Aug 31, 2021
Instrument	2021-004754
Transaction Type	Transfer
Record Updated	Mar 4, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1326, OXFORD, GA 30054-1326
Investor	Possibly a Property Investor

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Jul 13, 2017
Property Address	95 RIVER WATCH DR, COVINGTON, GA 30014-8341
Document Number	0035850327
Book / Page	003585 / 000327
Instrument Date	Jun 29, 2017
Instrument	7781
Transaction Type	Transfer
Record Updated	Jul 31, 2017

Transaction

Amount	Amount Recorded
Tax	$90.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	613 CLUB LN SE MARIETTA GA 300674617, MARIETTA, GA 30067-4617
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,649.00 (+1,064.74%) Homeowner's exemption Senior Citizen's exemption	$244,240 (+5.28%) Land $33,600 Building $210,640	$610,600 (+5.28%) Land $84,000 Building $526,600
2023		$232,000 Land $16,000 Building $216,000	$580,000 Land $40,000 Building $540,000
2022	$485.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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