75 River Watch Dr, Covington, GA 30014 Property Records

Newton County property record for 75 River Watch Dr, Covington, GA 30014

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,800 sqft · built 2008
Lot Size	1.74 acres (75,794 sqft)
Owner	2 Individual Names on File
Last Sale	$435,000 (Nov 2020)
Tax Bill	$5,825 (2025)
Deeds & Mortgages	Jan 2026 Second Mortgage Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`0024E-00000-038-000`

Property Details

APN / Parcel Number

Primary APN	`0024E-00000-038-000`
Alternative APNs	`0024E 038` `10326`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	3,800 sqft Heated Area
1st Floor Area	1,474 sqft
Basement Area	3,749 sqft
Finished Basement	3,749 sqft
Unfinished Basement	1,884 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	75,794 sqft (1.74 acres)
Garage Area	1,025 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	60 sqft
Deck Area	224 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	10326
Street Address	75 RIVER WATCH DR
City	COVINGTON
State	GA
Zip	30014-8341
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 38 RIVER WATCH
Legal Subdivision	RIVER WATCH
Legal Lot Number	38
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	1
Census Block	1073
Census Tract	100102

Owner

75 River Watch Dr is owned and occupied by two individuals who bought it in November 2020.

Source: Newton County records, as of March 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	75 RIVER WATCH DR, COVINGTON, GA 30014-8341
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage POINT DIGITAL FINANCE
Nov 9, 2020	Grant Deed, Transfer · Conventional with PMI FIRST CMNTY MTG INC
Sep 10, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2020 · Amount on File
Deed Sale	Nov 5, 2020 · Amount on File
Prior Sale	Mar 10, 2009 · Amount on File
Deed Document Number	20204577
Deed Book / Page	4094 / 578
Prior Transfer Date	Jul 16, 2019
Prior Transfer Doc	0040670442
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	75 RIVER WATCH DR, COVINGTON, GA 30014-8341
Transaction Type	Mortgage
Record Updated	Mar 23, 2026
Title Company	IAN TITLE, ICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 RIVER WATCH DR, COVINGTON, GA 30014-8341

Mortgage

Document Number	0047960000000323
Date	Jan 14, 2026
Book Page	0000004796/0000000323
Instrument	D2026-000444

Lender

Name	POINT DIGITAL FINANCE

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Nov 9, 2020
Property Address	75 RIVER WATCH DR, COVINGTON, GA 30014-8341
Document Number	0040940578
Book / Page	004094 / 000578
Instrument Date	Nov 5, 2020
Instrument	16155
Transaction Type	Transfer
Record Updated	Nov 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$435.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	75 RIVER WATCH DR COVINGTON GA 300148341, COVINGTON, GA 30014-8341

Mortgage

Document Number	40940580
Date	Nov 9, 2020
Book Page	004094/000580
Instrument	16156

Lender

Name	FIRST CMNTY MTG INC
Address	MURFREESBORO, TN 37129

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 8, 2050

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWTON GA
Recording Date	Sep 10, 2020
Property Address	75 RIVER WATCH DR, COVINGTON, GA 30014-8341
Document Number	0040670442
Book / Page	004067 / 000442
Instrument Date	Jul 16, 2019
Instrument	12753
Transaction Type	Transfer
Record Updated	Sep 23, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 RIVER WATCH DR COVINGTON GA 300148341, COVINGTON, GA 30014-8341

Tax Assessment & Valuation

The 2025 property tax bill for 75 River Watch Dr was $5,825 with a homeowner's exemption.

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,825.00 Homeowner's exemption	$240,400 Land $33,600 Building $206,800	$601,000 Land $84,000 Building $517,000
2023		$208,880 Land $16,000 Building $192,880	$522,200 Land $40,000 Building $482,200
2022	$4,820.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 75 River Watch Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 75 River Watch Dr is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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