105 River Watch Dr, Covington, GA 30014 Property Records

Newton County property record for 105 River Watch Dr, Covington, GA 30014

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,527 sqft · built 2022
Lot Size	1.79 acres (77,972 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,187 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Dec 2022 Sale + 3 more
Flood Zone	Zone X (moderate risk)
APN	`0024E-00000-035-000`

Property Details

APN / Parcel Number

Primary APN	`0024E-00000-035-000`
Alternative APNs	`0024E 035` `10323`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	3,527 sqft Heated Area
Basement Area	1,700 sqft
Unfinished Basement	1,700 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	77,972 sqft (1.79 acres)
Garage Area	1,293 sqft
Porch	Slab
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	10323
Street Address	105 RIVER WATCH DR
City	COVINGTON
State	GA
Zip	30014-8342
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 35 RIVER WATCH
Legal Subdivision	RIVER WATCH
Legal Lot Number	35
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	1
Census Block	1073
Census Tract	100102

Owner

105 River Watch Dr is owned and occupied by two individuals who acquired it in December 2022.

Source: Newton County records, as of December 16, 2025

Owner of Record	2 Individual Names on File
Mailing Address	105 RIVER WATCH DR, COVINGTON, GA 30014-8342
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2022	Deed of Trust, Mortgage · Line of Credit FARMERS AND MERCHANTS BANK
Dec 5, 2022	Warranty Deed, Transfer
Nov 30, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL
Aug 31, 2021	Warranty Deed, Transfer
Jul 13, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2022
Deed Sale	Dec 5, 2022
Prior Sale	Dec 1, 2022 · Amount on File
Deed Document Number	20226032
Deed Book / Page	4459 / 741
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	105 RIVER WATCH DR, COVINGTON, GA 30014-8342
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 RIVER WATCH DR, COVINGTON, GA 30014-8342
Investor	Possibly a Property Investor

Mortgage

Document Number	0044090000000108
Date	Jul 6, 2022
Book Page	0000004409/0000000108
Instrument	011883

Lender

Name	FARMERS AND MERCHANTS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jan 1, 2023

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Dec 5, 2022
Property Address	105 RIVER WATCH DR, COVINGTON, GA 30014-8342
Document Number	0044590741
Book / Page	4459 / 741
Instrument Date	Dec 5, 2022
Instrument	2022-006032
Transaction Type	Transfer
Record Updated	Mar 4, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 RIVER WATCH DR, COVINGTON, GA 30014-8342

November 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Nov 30, 2022
Property Address	105 RIVER WATCH DR, COVINGTON, GA 30014-8342
Document Number	0044590240
Book / Page	4459 / 240
Instrument Date	Nov 30, 2022
Instrument	2022-005982
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 4, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 RIVER WATCH DR, COVINGTON, GA 30014-8342

Mortgage

Document Number	0044590000000241
Date	Dec 1, 2022
Book Page	0000004459/0000000241
Instrument	019044

Lender

Name	HOMEOWNERS FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Aug 31, 2021
Property Address	105 RIVER WATCH DR, COVINGTON, GA 30014-8342
Document Number	0042560485
Book / Page	4256 / 485
Instrument Date	Aug 31, 2021
Instrument	2021-004754
Transaction Type	Transfer
Record Updated	Mar 4, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1326, OXFORD, GA 30054-1326
Investor	Possibly a Property Investor

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Jul 13, 2017
Property Address	105 RIVER WATCH DR, COVINGTON, GA 30014-8342
Document Number	0035850327
Book / Page	003585 / 000327
Instrument Date	Jun 29, 2017
Instrument	7781
Transaction Type	Transfer
Record Updated	Jul 31, 2017

Transaction

Amount	Amount on Record
Tax	$90.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	613 CLUB LN SE MARIETTA GA 300674617, MARIETTA, GA 30067-4617
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 105 River Watch Dr was $6,187.

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,187.00	$246,600 Land $33,600 Building $213,000	$616,500 Land $84,000 Building $532,500
2023		$216,560 Land $16,000 Building $200,560	$541,400 Land $40,000 Building $501,400
2022	$485.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 River Watch Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 River Watch Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Watch Dr

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