95 Pratt St, Rouses Point, NY 12979 Property Records

Clinton County and Champlain Town property record for 95 Pratt St, Rouses Point, NY 12979

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 936 sqft · built 2008
Lot Size0.154 acres (6,710 sqft)
OwnerIndividual Name on File
Tax Bill$3,799 (2026)
Deeds & MortgagesMar 2023 Refinance
Flood ZoneZone X (minimal risk)
APN092803 20.10-2-14

Property Details

APN / Parcel Number

Primary APN092803 20.10-2-14
Alternative APN
  • 280302001000020140000000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area936 sqft Living Area
1st Floor Area936 sqft

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleRanch
Exterior MaterialWood
Foundation TypeRaised
Lot Area6,710 sqft (0.154 acres)
Lot Dimensions100 ft deep x 67.1 ft wide
PorchSlab
Porch Area136 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address95 PRATT ST
CityROUSES POINT
StateNY
Zip12979-1126
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDV PRATT ST LOT
Legal Block2
Legal Lot Number14.000
JurisdictionCLINTON NY
Township / Civil DivisionCHAMPLAIN
Census Block Group1
Census Block1013
Census Tract100102

Owner

95 Pratt St is owned and occupied by an individual.

Source: Clinton County and Champlain Town records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address95 PRATT ST, ROUSES POINT, NY 12979-1126
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLINTON NY
Property Address95 PRATT ST, ROUSES POINT, NY 12979-1126
Transaction TypeMortgage
Record UpdatedApr 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000330658
DateMar 31, 2023
Instrument20230-00330658
Lender
NameM & T BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term241 Months
DueApr 1, 2043

Tax Assessment & Valuation

The 2026 property tax bill for 95 Pratt St was $3,799 with a homeowner's exemption, up 608.8% from the year before.

Source: Clinton County and Champlain Town assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyClinton County
County SubdivisionChamplain Town
MunicipalityRouses Point Village
Unified School DistrictNortheastern Clinton Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,799.00 (+608.77%) Homeowner's exemption
2025$536.00$160,600 Land $16,500 Building $144,100$160,600 Land $16,500 Building $144,100
2023$152,600 Land $16,500 Building $136,100$152,600 Land $16,500 Building $136,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 95 Pratt St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 95 Pratt St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 94% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROUSES POINT VILLAGE WD
serves 2,550 people · EPA ID NY0900223
Water SourceSurface water
Last State InspectionFeb 2026
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Champlain Technology Group
Fiber
500 / 500
Verizon
Fixed Wireless
300 / 20

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