Clinton County and Champlain Town property record for 90 Pratt St, Rouses Point, NY 12979
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,113 sqft · built 1876 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $123,500 (Sep 2021) |
| Tax Bill | $492 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Sep 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 092803 20.10-2-10 |
| Primary APN | 092803 20.10-2-10 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,113 sqft Living Area |
| 1st Floor Area | 798 sqft |
| Upper Floors Area | 315 sqft |
| Year Built | Built 1876 |
|---|---|
| Effective Year Built | Effective 1876 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Porch | Slab |
| Porch Area | 265 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 90 PRATT ST |
|---|---|
| City | ROUSES POINT |
| State | NY |
| Zip | 12979-1123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDV PRATT ST LOT |
| Legal Block | 2 |
| Legal Lot Number | 10.000 |
| Jurisdiction | CLINTON NY |
| Township / Civil Division | CHAMPLAIN |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 100102 |
Source: Clinton County and Champlain Town records, as of March 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 90 PRATT ST, ROUSES POINT, NY 12979-1123 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 22, 2024 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Sep 10, 2021 | Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC |
| Jul 30, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 10, 2021 · Amount on Record |
| Deed Sale | Sep 10, 2021 · Amount on Record |
| Prior Sale | Dec 1, 2005 · Amount on Record |
| Deed Document Number | 2021318981 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON NY |
| Property Address | 90 PRATT ST, ROUSES POINT, NY 12979-1123 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000337125 |
|---|---|
| Date | Apr 22, 2024 |
| Instrument | 20240-00337125 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLINTON NY |
| Recording Date | Sep 10, 2021 |
| Property Address | 90 PRATT ST, ROUSES POINT, NY 12979-1123 |
| Document Number | 2021000318981 |
| Instrument Date | Sep 10, 2021 |
| Instrument | 20210-00318981 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1 WESTWOOD DR, WEST CHAZY, NY 12992-2946 |
| Document Number | 21000318982 |
|---|---|
| Date | Sep 10, 2021 |
| Instrument | 210-00318982 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLINTON NY |
| Recording Date | Jul 30, 2019 |
| Property Address | 90 PRATT ST, ROUSES POINT, NY 12979-1123 |
| Document Number | 0000302274 |
| Instrument Date | Jul 11, 2019 |
| Instrument | 302274 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 24 LANG DR ESSEX JUNCTION VT 054523379, ESSEX JUNCTION, VT 05452-3379 |
Source: Clinton County and Champlain Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Clinton County |
| County Subdivision | Champlain Town |
| Municipality | Rouses Point Village |
| Unified School District | Northeastern Clinton Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $492.00 | $147,700 (+5.27%) Land $17,500 Building $130,200 | $147,700 (+5.27%) Land $17,500 Building $130,200 |
| 2023 | $140,300 Land $17,500 Building $122,800 | $140,300 Land $17,500 Building $122,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROUSES POINT VILLAGE WD serves 2,550 people · EPA ID NY0900223 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Champlain Technology Group Fiber | 500 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
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