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95 Packard St, Lancaster, MA 01523 Property Records

Worcester County and Lancaster Town property record for 95 Packard St, Lancaster, MA 01523 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,398 sqft · built 1880
Lot Size0.5 acres (21,780 sqft)
OwnerIndividual Name on File
Last Sale$495,000 (Apr 2025)
Tax Bill$4,261 (2025)
Deeds & MortgagesApr 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNLANC M:034.0 B:0000 L:0094.0

Property Details

APN / Parcel Number

Primary APNLANC M:034.0 B:0000 L:0094.0

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,398 sqft Living Area
1st Floor Area1,018 sqft
Basement Area1,000 sqft
Unfinished Basement1,000 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1959
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area21,780 sqft (0.5 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address95 PACKARD ST
CityLANCASTER
StateMA
Zip01523-2255
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number94.0
JurisdictionLANCASTER MA
Township / Civil DivisionLANCASTER
Census Block Group1
Census Block1016
Census Tract713100

Owner

Source: Worcester County and Lancaster Town records · APN LANC M:034.0 B:0000 L:0094.0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address95 PACKARD ST, LANCASTER, MA 01523-2255
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 24, 2025 · Amount on Record
Deed SaleApr 24, 2025 · Amount on Record
Prior SaleOct 24, 1980 · Amount on Record
Deed Book / Page71896 / 220
Record UpdatedSep 20, 2026

April 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLANCASTER MA
Recording DateApr 24, 2025
Property Address95 PACKARD ST, LANCASTER, MA 01523-2255
Document Number071896-220
Book / Page71896 / 220
Instrument DateApr 24, 2025
Instrument31710
Transaction TypeTransfer
Record UpdatedNov 19, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address95 PACKARD ST, LANCASTER, MA 01523-2255

Mortgage

Document Number0000031711
DateApr 24, 2025
Instrument31711
Lender
NameSALEM FIVE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate5.99%
Type Change DateMay 01, 2032
Max Rate At Change2.87%
Index1-Year CMT

Tax Assessment & Valuation

Source: Worcester County and Lancaster Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionLancaster Town
Unified School DistrictNashoba School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,261.00 (+5.65%)$263,700 (+12.4%) Land $108,700 Building $155,000$467,305 (+5.4%)
2024$443,365
2023$4,033.00$234,600 Land $92,000 Building $142,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277131001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force
Nearby Flood Claims27 (1978–2010)
Claims Outside the SFHA4 of 27
Most Recent ClaimMar 2010, river or lake flooding, Severe Storms And Flooding
Claims By Storm
  • Severe Storms And Flooding, Mar 2010 · 4 claims
  • Severe Storms & Flooding, Apr 1987 · 3 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 58% of Massachusetts
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 77 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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