Worcester County and Lancaster Town property record for 94 Packard St, Lancaster, MA 01523
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,176 sqft · built 1830 |
| Lot Size | 0.73 acres (31,799 sqft) |
| Owner | Individual Name on File |
| Last Sale | $435,000 (Nov 2024) |
| Tax Bill | $6,619 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | LANC M:034.0 B:0000 L:0105.0 |
| Primary APN | LANC M:034.0 B:0000 L:0105.0 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,176 sqft Living Area |
| 1st Floor Area | 784 sqft |
| Basement Area | 496 sqft |
| Unfinished Basement | 496 sqft |
| Year Built | Built 1830 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 31,799 sqft (0.73 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 94 PACKARD ST |
|---|---|
| City | LANCASTER |
| State | MA |
| Zip | 01523-2256 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 105.0 |
| Jurisdiction | LANCASTER MA |
| Township / Civil Division | LANCASTER |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 713100 |
Source: Worcester County and Lancaster Town records · APN LANC M:034.0 B:0000 L:0105.0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 94 PACKARD ST, LANCASTER, MA 01523-2256 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Jan 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 27, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage SHAMROCK HOME LOANS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 27, 2024 · Amount on Record |
| Deed Sale | Nov 27, 2024 · Amount on Record |
| Prior Sale | Aug 27, 2021 · Amount on Record |
| Deed Document Number | 202499320 |
| Deed Book / Page | 71353 / 326 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER MA |
| Property Address | 94 PACKARD ST, LANCASTER, MA 01523-2256 |
| Transaction Type | Mortgage |
| Record Updated | Feb 04, 2026 |
| Name | Verified Name |
|---|
| Document Number | 073085-282 |
|---|---|
| Date | Jan 15, 2026 |
| Book Page | 73085/282 |
| Instrument | 3421 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 01, 2046 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LANCASTER MA |
| Recording Date | Aug 27, 2021 |
| Property Address | 94 PACKARD ST, LANCASTER, MA 01523-2256 |
| Document Number | 65927-6 |
| Book / Page | 65927 / 6 |
| Instrument Date | Aug 27, 2021 |
| Instrument | 120549 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 94 PACKARD ST, LANCASTER, MA 01523-2256 |
| Document Number | 120550 |
|---|---|
| Date | Aug 27, 2021 |
| Instrument | 120550 |
| Name | SHAMROCK HOME LOANS |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Worcester County and Lancaster Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Lancaster Town |
| Unified School District | Nashoba School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,619.00 (+6.97%) | $409,600 (+13.78%) Land $113,900 Building $295,700 | $412,585 (+2.82%) |
| 2024 | $401,280 | ||
| 2023 | $6,188.00 | $360,000 Land $96,400 Building $263,600 |
Source: FEMA National Flood Hazard Layer as of November 30, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 27 (1978–2010) |
| Claims Outside the SFHA | 4 of 27 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 44 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LANCASTER WATER DEPARTMENT serves 6,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 17 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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