102 Packard St, Lancaster, MA 01523 Property Records

Worcester County and Lancaster Town property record for 102 Packard St, Lancaster, MA 01523 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,782 sqft · built 1880
Lot Size	0.78 acres (33,977 sqft)
Owner	2 Individual Names on File
Last Sale	$110,000 (Sep 1996)
Tax Bill	$5,620 (2025)
Deeds & Mortgages	Feb 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`LANC M:034.0 B:0000 L:0104.0`

Property Details

APN / Parcel Number

Primary APN	`LANC M:034.0 B:0000 L:0104.0`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,782 sqft Living Area
1st Floor Area	1,456 sqft
Basement Area	980 sqft
Unfinished Basement	980 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	33,977 sqft (0.78 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	102 PACKARD ST
City	LANCASTER
State	MA
Zip	01523-2264
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	104.0
Jurisdiction	LANCASTER MA
Township / Civil Division	LANCASTER
Census Block Group	1
Census Block	1018
Census Tract	713100

Owner

Source: Worcester County and Lancaster Town records · APN LANC M:034.0 B:0000 L:0104.0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	102 PACKARD ST, LANCASTER, MA 01523-2264
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 17, 1996 · Amount on Record
Deed Sale	Sep 17, 1996 · Amount on Record
Deed Book / Page	18251 / 380
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER MA
Property Address	102 PACKARD ST, LANCASTER, MA 01523-2264
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	61938-311
Date	Feb 25, 2020
Book Page	61938/311
Instrument	19196

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Mar 01, 2040

Tax Assessment & Valuation

Source: Worcester County and Lancaster Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Lancaster Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,620.00 (+4.42%)	$347,800 (+11.08%) Land $114,700 Building $233,100	$652,175 (+4.54%)
2024			$623,865
2023	$5,382.00	$313,100 Land $97,000 Building $216,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277131001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Nearby Flood Policies	2 in force 1 of 2 on primary residences
Nearby Flood Claims	27 (1978–2010)
Claims Outside the SFHA	4 of 27
Most Recent Claim	Mar 2010, river or lake flooding, Severe Storms And Flooding
Flood Events	Severe Storms And Flooding (Mar 2010), 4 claims Severe Storms & Flooding (Apr 1987), 3 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.