Suffolk County and Smithtown Town property record for 95 Oakside Rd, Smithtown, NY 11787 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 11,326 sqft (0.26 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $500,000 (2022) |
| Tax Bill | $6,631.00 (2024) |
| Primary APN | 473489 51.-1-31.4 |
|---|---|
| Alternative APNs |
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| Lot Area | 11,326 sqft (0.26 acres) |
|---|
| Account Number | S190182 |
|---|---|
| Street Address | 95 OAKSIDE RD |
| City | SMITHTOWN |
| State | NY |
| Zip | 11787-1116 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 1-29551 TC-48 MEADOW RD OAKSIDE RDGARDNER WALK |
| Legal Block | 1 |
| Legal Lot Number | 31 |
| Jurisdiction | SUFFOLK NY |
| Minor Civil Division | SMITHTOWN |
| Census Blockgroup | 2 |
| Census Block | 2008 |
| Census Tract | 134902 |
Source: Suffolk County and Smithtown Town records · APN 473489 51.-1-31.4
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 95 OAKSIDE RD, SMITHTOWN, NY 11787-1116 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| Feb 27, 2023 | Deed of Trust, Mortgage · Stand Alone Refinance EMBRACE HOME LOANS INC |
| Aug 30, 2022 | Deed, Transfer · Stand Alone First Mortgage EMBRACE HOME LOANS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 30, 2022 · Amount on Record |
| Deed Sale | Aug 30, 2022 · Amount on Record |
| Prior Sale | Oct 28, 2013 |
| Deed Book / Page | 13171 / 905 |
| Prior Transfer Date | Mar 11, 1997 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 95 OAKSIDE RD, SMITHTOWN, NY 11787-1116 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2024 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0234860532 |
|---|---|
| Date | Feb 27, 2023 |
| Book Page | 23486/532 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Aug 30, 2022 |
| Property Address | 95 OAKSIDE RD, SMITHTOWN, NY 11787-1116 |
| Document Number | 0131710905 |
| Book / Page | 13171 / 905 |
| Instrument Date | Jun 09, 2022 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 55 ROSEVILLE AVE, SAINT JAMES, NY 11780-2902 |
| Document Number | 0023486532 |
|---|---|
| Date | Aug 30, 2022 |
| Instrument | 23486/532 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 343 Months |
| Due | Mar 01, 2051 |
Source: Suffolk County and Smithtown Town records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Smithtown Central School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,180 (-) Land $300 Building $1,880 | $272,500 (+10,773.9%) Land $37,500 Building $235,000 | |
| 2024 | $6,631.00 | ||
| 2023 | $2,180 (-) Land $300 Building $1,880 | $2,506 (+12.68%) Land $345 Building $2,161 | |
| 2022 | Homeowner's exemption Senior Citizen's exemption Veteran's exemption | $2,180 Land $300 Building $1,880 | $2,224 Land $306 Building $1,918 |
Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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