46 Oakside Rd, Smithtown, NY 11787 Property Records

Suffolk County and Smithtown Town property record for 46 Oakside Rd, Smithtown, NY 11787

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,355 sqft · built 1965
Lot Size	0.61 acres (26,572 sqft)
Owner	2 Individual Names on Record
Last Sale	$705,000 (Sep 2021)
Tax Bill	$15,875 (2024)
Deeds & Mortgages	Jun 2021 Refinance Sep 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`473489 51.-3-3`

Property Details

APN / Parcel Number

Primary APN	`473489 51.-3-3`
Alternative APNs	`0800-051.00-03.00-003.000` `348905100000030030000000` `47340012872` `S80260`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,355 sqft Living Area
Gross Area	2,401 sqft
1st Floor Area	1,705 sqft
Basement Area	650 sqft
Finished Basement	650 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Raised Ranch
Exterior Material	Composition/Composite
Lot Area	26,572 sqft (0.61 acres)
View / Lot	Suburban
Garage Type	Basement
Porch	Covered Porch
Porch Area	149 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	S80260
Street Address	46 OAKSIDE RD
City	SMITHTOWN
State	NY
Zip	11787-1502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	11-456101 TC-66 *3944 LOT 35 LEGEND WOODS SEC 1
Legal Block	3
Legal Lot Number	3
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	3
Census Block	3000
Census Tract	134902

Owner

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	46 OAKSIDE RD, SMITHTOWN, NY 11787-1502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HOME POINT FINANCIAL CORPORATION
Sep 23, 2021	Deed, Transfer
Jun 14, 2017	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2021 · Amount on Record
Deed Sale	Sep 23, 2021 · Amount on Record
Prior Sale	Jun 14, 2017 · Amount on Record
Deed Book / Page	13121 / 397
Prior Transfer Date	Jan 10, 2003
Prior Transfer Doc	0122300111
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	46 OAKSIDE RD, SMITHTOWN, NY 11787-1502
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0232860163
Date	Jun 10, 2021
Book Page	23286/163
Instrument	DM016281

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Sep 23, 2021
Property Address	46 OAKSIDE RD, SMITHTOWN, NY 11787-1502
Document Number	0131210397
Book / Page	13121 / 397
Instrument Date	Aug 5, 2021
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 DALY BLVD, OCEANSIDE, NY 11572-6000

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUFFOLK NY
Recording Date	Jun 14, 2017
Property Address	46 OAKSIDE RD, SMITHTOWN, NY 11787-1502
Document Number	0129160646
Book / Page	012916 / 000646
Instrument Date	Jun 1, 2017
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	SOUTHSHORE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,280.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	138 W 8TH ST DEER PARK NY 11729, DEER PARK, NY 11729

Mortgage

Document Number	228260185
Date	Jun 14, 2017
Book Page	022826/000185

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 13, 2047

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Smithtown Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$6,145 (-) Land $575 Building $5,570	$768,125 (+10,775.34%) Land $71,875 Building $696,250
2024	$15,875.00
2023		$6,145 Land $575 Building $5,570	$7,063 Land $661 Building $6,402

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1991)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1991 · Hurricane Bob

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHTOWN WATER DISTRICT serves 19,635 people · EPA ID NY5105656
Water Source	Purchased groundwater from SUFFOLK COUNTY WATER AUTHORITY
Last State Inspection	Dec 2025
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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