89 Oakside Rd, Smithtown, NY 11787 Property Records

Suffolk County and Smithtown Town property record for 89 Oakside Rd, Smithtown, NY 11787

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,129 sqft · built 1912
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$489,000 (Nov 2018)
Tax Bill	$9,616 (2024)
Deeds & Mortgages	Nov 2018 Sale Feb 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`473489 51.-1-31.3`

Property Details

APN / Parcel Number

Primary APN	`473489 51.-1-31.3`
Alternative APNs	`0800-051.00-01.00-031.003` `348905100000010310030000` `47340042694` `S190295`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,129 sqft Living Area
1st Floor Area	1,129 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	12,632 sqft (0.29 acres)
View / Lot	Suburban

Exterior Amenities

Porch	Open Porch
Porch Area	84 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	S190295
Street Address	89 OAKSIDE RD
City	SMITHTOWN
State	NY
Zip	11787-1116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1-10351 TC-48 N-VITALE S- INGRAD E OAKSIDE W GARDNER
Legal Block	1
Legal Lot Number	31
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	2
Census Block	2008
Census Tract	134902

Owner

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	89 OAKSIDE RD, SMITHTOWN, NY 11787-1116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2018	Deed, Transfer
Feb 27, 2018	Grant Deed, Transfer · Conventional with PMI BETHPAGE FCU
May 23, 2017	Grant Deed, Construction Loan · Construction Mortgage CORTCO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2018 · Amount on Record
Deed Sale	Nov 1, 2018 · Amount on Record
Prior Sale	Feb 27, 2018 · Amount on Record
Deed Book / Page	12985 / 805
Prior Transfer Date	Jul 29, 2002
Prior Transfer Doc	1220000929
Record Updated	Sep 20, 2026

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Nov 1, 2018
Property Address	89 OAKSIDE RD, SMITHTOWN, NY 11787-1116
Document Number	0129850805
Book / Page	12985 / 805
Instrument Date	Oct 4, 2018
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	147 RUTLAND AVE, ROCKVILLE CENTRE, NY 11570-5629

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUFFOLK NY
Recording Date	Feb 27, 2018
Property Address	89 OAKSIDE RD, SMITHTOWN, NY 11787-1116
Document Number	0129510661
Book / Page	012951 / 000661
Instrument Date	Jan 24, 2018
Transaction Type	Transfer
Record Updated	May 1, 2018
Title Company	LAND OWNERS ABSTRACT CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,780.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	49 ROSS CT MALVERNE NY 115651029, MALVERNE, NY 11565-1029

Mortgage

Document Number	229040236
Date	Feb 27, 2018
Book Page	022904/000236

Lender

Name	BETHPAGE FCU
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2048

May 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SUFFOLK NY
Recording Date	May 23, 2017
Property Address	89 OAKSIDE RD, SMITHTOWN, NY 11787-1116
Document Number	0129130671
Book / Page	012913 / 000671
Instrument Date	Apr 21, 2017
Transaction Type	Construction Loan
Record Updated	Jan 10, 2019
Title Company	EQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,260.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	28 CAPE RD AMITY HARBOR NY 117014006, AMITY HARBOR, NY 11701-4006

Mortgage

Document Number	228200069
Date	May 23, 2017
Book Page	022820/000069

Lender

Name	CORTCO INC
Address	3 SLEEPY HOLLOW CT, LAKE GROVE, NY 11755-2615

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 22, 2018

Interest

Rate	12%

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Smithtown Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$3,637 (-) Land $290 Building $3,347	$454,625 (+10,776.2%) Land $36,250 Building $418,375
2024	$9,616.00
2023		$3,637 Land $290 Building $3,347	$4,180 Land $333 Building $3,847

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHTOWN WATER DISTRICT serves 19,635 people · EPA ID NY5105656
Water Source	Purchased groundwater from SUFFOLK COUNTY WATER AUTHORITY
Last State Inspection	Dec 2025
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

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