95 John St, Franklin, OH 45005 Property Records

Warren County property record for 95 John St, Franklin, OH 45005

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,026 sqft · built 1961
Lot Size	0.226 acres (9,880 sqft)
Owner	Individual Name on Record
Last Sale	$105,000 (Oct 2016)
Tax Bill	$2,556 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Oct 2016 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-26-378-022-0`

Property Details

APN / Parcel Number

Primary APN	`04-26-378-022-0`
Alternative APNs	`0426378022` `426378022` `2104962`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,026 sqft Living Area
1st Floor Area	1,026 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Exterior Material	Brick/Stone
Construction Type	Brick
Foundation Type	Block
Lot Area	9,880 sqft (0.226 acres)
Lot Dimensions	152 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	351 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	2104962
Old Parcel Number	0426378022
Street Address	95 JOHN ST
City	FRANKLIN
State	OH
Zip	45005-1902
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAYNE CREST PARK 3 #212
Legal Subdivision	LAYNE CREST PARK 3
Legal Block	378
Legal Lot Number	212
Jurisdiction	WARREN OH
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3012
Census Tract	32502

Owner

Source: Warren County records, as of February 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	95 JOHN ST, FRANKLIN, OH 45005-1902
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Deed of Trust, Mortgage · VA Mortgage POLARIS HOME FUNDING CORP
Oct 5, 2016	Deed of Trust, Mortgage · VA Mortgage PRIMARY RESID'L MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2016 · Amount on Record
Deed Sale	Oct 12, 2016 · Amount on Record
Prior Sale	Mar 10, 2014 · Amount on Record
Deed Document Number	0000308341
Deed Book / Page	308 / 341
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	95 JOHN ST, FRANKLIN, OH 45005-1902
Transaction Type	Mortgage
Record Updated	Jul 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021030378
Date	Jul 6, 2021
Instrument	2021-030378

Lender

Name	POLARIS HOME FUNDING CORP
Type	Mortgage Company
Address	GRANDVILLE, MI 49418

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

October 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	95 JOHN ST, FRANKLIN, OH 45005-1902
Document Number	0000024431
Instrument Date	Oct 5, 2016
Transaction Type	Mortgage
Record Updated	Oct 31, 2017
Title Company	VANTAGE LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	95 JOHN ST FRANKLIN OH 450051902, FRANKLIN, OH 45005-1902

Mortgage

Document Number	0000024431
Date	Aug 10, 2017
Instrument	24431

Lender

Name	PRIMARY RESID'L MTG
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 9, 2047

Tax Assessment & Valuation

Source: Warren County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Franklin Township
Municipality	Franklin City
Unified School District	Franklin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,556.00 (+32.5%)	$49,669 (+34.97%) Land $15,750 Building $33,919	$141,910 (+34.97%) Land $45,000 Building $96,910
2023	$1,929.00 (+3.32%) Homeowner's exemption	$36,799 (-) Land $9,685 Building $27,114
2022	$1,867.00 Homeowner's exemption	$36,799 Land $9,685 Building $27,115	$105,140 (-) Land $27,670 Building $77,470
2021			$105,140 Land $27,670 Building $77,470

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN PUBLIC WATER SYSTEM private · serves 11,690 people · EPA ID OH8300412
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: altafiber Network Solutions, T-Mobile, Verizon.

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