70 John St, Franklin, OH 45005 Property Records

Warren County property record for 70 John St, Franklin, OH 45005

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 972 sqft · built 1961
Lot Size	0.261 acres (11,395 sqft)
Owner	Individual Name on File
Last Sale	$159,500 (Nov 2020)
Tax Bill	$3,264 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-26-377-009-0`

Property Details

APN / Parcel Number

Primary APN	`04-26-377-009-0`
Alternative APNs	`0426377009` `426377009` `2117754`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	972 sqft Living Area
Basement Area	450 sqft
Finished Basement	450 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Lot Area	11,395 sqft (0.261 acres)
Lot Dimensions	215 ft deep x 53 ft wide
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	2117754
Old Parcel Number	0426377009
Street Address	70 JOHN ST
City	FRANKLIN
State	OH
Zip	45005-1903
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAYNE CREST PARK 3 #203
Legal Subdivision	LAYNE CREST PARK 3
Legal Block	377
Legal Lot Number	203
Jurisdiction	WARREN OH
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3000
Census Tract	32502

Owner

70 John St is owned and occupied by an individual who bought it in November 2020.

Source: Warren County records, as of February 20, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	70 JOHN ST, FRANKLIN, OH 45005-1903
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2023	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Nov 23, 2020	Warranty Deed, Transfer · FHA Mortgage PRIMELENDING
Sep 22, 2017	Loan Modification, Mortgage · Conventional Mortgage FEDERAL NAT'L MTG ASSN (FNMA)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2020 · Amount on File
Deed Sale	Nov 23, 2020 · Amount on File
Prior Sale	Feb 28, 2020 · Amount on File
Deed Document Number	0001000256
Deed Book / Page	1000 / 256
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	70 JOHN ST, FRANKLIN, OH 45005-1903
Transaction Type	Mortgage
Record Updated	Oct 30, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 JOHN ST, FRANKLIN, OH 45005-1903

Mortgage

Document Number	0000022092
Date	Oct 13, 2023
Instrument	2023-022092

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Nov 1, 2050

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Nov 23, 2020
Property Address	70 JOHN ST, FRANKLIN, OH 45005-1903
Document Number	0000047292
Map Reference	MB 4 PG 167
Instrument Date	Oct 27, 2020
Instrument	2020-047292
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	70 JOHN STRET, FRANKLIN, OH 45005-1903

Mortgage

Document Number	0000047293
Date	Nov 23, 2020
Instrument	2020-047293

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WARREN OH
Property Address	70 JOHN ST, FRANKLIN, OH 45005-1903
Document Number	0000034186
Instrument Date	Sep 22, 2017
Transaction Type	Mortgage
Record Updated	Nov 23, 2017
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 JOHN ST FRANKLIN OH 450051903, FRANKLIN, OH 45005-1903

Mortgage

Document Number	0000034186
Date	Nov 7, 2017
Instrument	34186

Lender

Name	FEDERAL NAT'L MTG ASSN (FNMA)
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	480 Months
Due	Nov 6, 2057

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 70 John St was $3,264.

Source: Warren County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Franklin Township
Municipality	Franklin City
Unified School District	Franklin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,264.00	$63,655 Land $15,750 Building $47,905	$181,870 Land $45,000 Building $136,870
2023	$2,556.00 (+4.75%) Homeowner's exemption	$48,052 (-) Land $9,685 Building $38,367
2022	$2,440.00 Homeowner's exemption	$48,052 Land $9,685 Building $38,367	$137,290 (-) Land $27,670 Building $109,620
2021			$137,290 Land $27,670 Building $109,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 70 John St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 70 John St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN PUBLIC WATER SYSTEM private · serves 11,690 people · EPA ID OH8300412
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: altafiber Network Solutions, T-Mobile, Verizon.

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