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95 Harbour Trce E, Freeport, FL 32439 Property Records

Walton County property record for 95 Harbour Trce E, Freeport, FL 32439 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2021
Square Footage3,346 sqft Living Area
Lot Size28,140 sqft (0.646 acres)
OccupancyOwner Occupied
Last Sale$441,200 (2021)
Tax Bill$4,371.00 (2025)

Property Details

APN / Parcel Number

Primary APN30-1S-19-23010-000-0840
Alternative APNs
  • 30-119-23010-000-0840
  • 1066217

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area3,346 sqft Living Area
Gross Area4,239 sqft Gross Area
1st Floor3,346 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialBrick Exterior
Roof ConstructionCathedral/Clerestory Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area28,140 sqft (0.646 acres)
Depth X Width211 ft x 203 ft Depth x Width
Garage TypeAttached Garage
Garage Area515 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address95 HARBOUR TRCE E
CityFREEPORT
StateFL
Zip32439-2916
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 84 AMENDED PLAT OF BAY HARBOUR PB 13-13
Legal Range019
Legal Township01S
Legal Section30
Legal SubdivisionBAY HARBOUR
Legal Block8
Legal Lot Number84
JurisdictionWALTON FL
Minor Civil DivisionFREEPORT
Census Blockgroup2
Census Block2067
Census Tract950502

Owner

Source: Walton County records · APN 30-1S-19-23010-000-0840

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address95 HARBOUR TRCE E, FREEPORT, FL 32439-2916
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Feb 09, 2022Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
May 03, 2021Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
FBC MORTGAGE LLC
Jun 18, 2020Warranty Deed, Transfer
HB TITLE INC
Jun 18, 2020Warranty Deed, Transfer
HB TITLE INC
Nov 21, 2019Warranty Deed, Transfer
SETCO SERVICES LLC, SETCO SVCS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 03, 2021 · Amount on Record
Deed SaleMay 03, 2021 · Amount on Record
Prior SaleJun 18, 2020 · Amount on Record
Deed Doc Number202121737
Deed Book / Page3195 / 3993
Last Transfer DateFeb 08, 2022
Transfer Doc0032380369
Record RefreshedJun 08, 2026

February 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWALTON FL
Recording DateFeb 09, 2022
Property Address95 HARBOUR TRCE E, FREEPORT, FL 32439-2916
Document Number0032380369
Book / Page3238 / 369
Map ReferenceMB 13 PG 13,13A-13D
Instrument DateFeb 08, 2022
Instrument20220006147
Transaction TypeTransfer
Record UpdatedDec 18, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants In Common
Address95 HARBOUR TRCE E, FREEPORT, FL 32439-2916

May 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateMay 03, 2021
Property Address95 HARBOUR TRCE E, FREEPORT, FL 32439-2916
Document Number0031953993
Book / Page3195 / 3993
Map ReferenceMB 13 PG 13,13A-13D
Instrument DateApr 29, 2021
Instrument20210021737
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 18, 2025
Title CompanyHB TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,088.40
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2293 W EAU GALLIE BLVD, MELBOURNE, FL 32935-3184

Transferred To (Grantee/Buyer)

NameVerified Name
Address95 HARBOUR TRCE E, FREEPORT, FL 32439-2916

Mortgage

Document Number0031953995
DateMay 03, 2021
Instrument3195/3995
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2051

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateJun 18, 2020
Property Address95 HARBOUR TRCE E, FREEPORT, FL 32439-2916
Document Number0314604122
Book / Page031460 / 004122
Instrument DateJun 09, 2020
Instrument20933
Transaction TypeTransfer
Record UpdatedJul 31, 2020
Title CompanyHB TITLE INC

Transaction

AmountAmount Recorded
Tax$385.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2293 W EAU GALLIE BLVD MELBOURNE FL 329353184, MELBOURNE, FL 32935-3184

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateJun 18, 2020
Property Address95 HARBOUR TRCE E, FREEPORT, FL 32439-2916
Document Number0031464122
Book / Page3146 / 4122
Map ReferenceMB 13 PG 13,13A-13D
Instrument DateJun 09, 2020
Instrument20200020933
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyHB TITLE INC

Transaction

AmountAmount Recorded
Tax$385.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address59 NQUIET COVE, 59, FREEPORT, FL 32439

Transferred To (Grantee/Buyer)

NameVerified Name
Address2293Y W EAU GALLIC BLVD, MELBOURNE, FL 32935-3184

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateNov 21, 2019
Property Address95 HARBOUR TRCE E, FREEPORT, FL 32439-2916
Document Number0031250224
Book / Page003125 / 000224
Instrument DateNov 18, 2019
Instrument41008
Transaction TypeTransfer
Record UpdatedDec 10, 2019
Title CompanySETCO SERVICES LLC, SETCO SVCS LLC

Transaction

AmountAmount Recorded
Tax$266.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address59 QUIET CV FREEPORT FL 324392292, FREEPORT, FL 32439-2292

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,371.00 (+9.66%) Homeowner's exemption$558,722 (-11.55%)$653,920 (+3.52%) Land $100,000 Building $553,920
2024$3,986.00 (+3.61%)
2023$3,847.00 (+0.55%) Homeowner's exemption$631,659 (+10.49%) Land $75,366 Building $556,293$631,659 (+10.49%) Land $75,366 Building $556,293
2022$3,826.00 Homeowner's exemption$571,697 Land $83,656 Building $488,041$571,697 Land $83,656 Building $488,041

Flood & Wildfire

95 Harbour Trce E is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Walton County (12131C), updated June 18, 2026

FEMA Flood ZoneZone X
moderate flood hazard · within the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
67th percentile of exposed land nationally · 45th in Florida
Wildfire LikelihoodModerate — about 1 in 552 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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