Walton County property record for 69 Harbour Trce E, Freeport, FL 32439 · Last verified June 2026
| Property Type | Vacant Land > Uncategorized |
|---|---|
| Lot Size | 32,210 sqft (0.739 acres) |
| Last Sale | $48,000 (2021) |
| Tax Bill | $372.00 (2025) |
| Primary APN | 30-1S-19-23010-000-0670 |
|---|---|
| Alternative APNs |
|
| Lot Area | 32,210 sqft (0.739 acres) |
|---|---|
| Depth X Width | 270 ft x 120 ft Depth x Width |
| Street Address | HARBOUR TRCE |
|---|---|
| City | FREEPORT |
| State | FL |
| Zip | 32439 |
| Property Usage | Vacant Land Property Usage |
| Type | Vacant Land > Uncategorized |
| Legal Description | LOT 67 AMENDED PLAT OF BAY HARBOUR PB 13-13 |
| Legal Range | 019 |
| Legal Township | 01S |
| Legal Section | 30 |
| Legal Subdivision | BAY HARBOUR |
| Legal Block | 6 |
| Legal Lot Number | 67 |
| Jurisdiction | WALTON FL |
| Minor Civil Division | FREEPORT |
| Census Blockgroup | 2 |
| Census Block | 2068 |
| Census Tract | 950502 |
Source: Walton County records · APN 30-1S-19-23010-000-0670
Assessment roll updated December 3, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 453 DON GRAFF RD, FREEPORT, FL 32439-3341 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 05, 2025 | Deed of Trust, Mortgage · Building or Construction Mortgage ASSURANCE FINANCIAL GROUP LLC |
| Jun 03, 2021 | Warranty Deed, Transfer SOUTH OAK TITLE LLC, SOUTH OAK TTL LLC SANTA ROSA |
| Sep 25, 2020 | Warranty Deed, Transfer · Conventional Mortgage CENTENNIAL BANK |
| Aug 31, 2017 | Grant Deed, Transfer MITCHELL LAND AND TITLE, MITCHELL LAND & TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 03, 2021 · Amount on Record |
| Deed Sale | Jun 03, 2021 · Amount on Record |
| Prior Sale | Sep 25, 2020 · Amount on Record |
| Deed Doc Number | 202127864 |
| Deed Book / Page | 3200 / 4828 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 69 HARBOUR TRCE E, FREEPORT, FL 32439-2916 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Name | Verified Name |
|---|---|
| Address | 19715 SW 87TH PL, CUTLER BAY, FL 33157-8929 |
| Document Number | 0033763479 |
|---|---|
| Date | Nov 05, 2025 |
| Book Page | 3376/3479 |
| Instrument | 20250040787 |
| Name | ASSURANCE FINANCIAL GROUP LLC |
|---|---|
| Type | Lending Institution |
| Address | BATON ROUGE, LA 70809 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Dec 01, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.61% |
| Type Change Date | Jan 01, 2026 |
| Change Frequency | 6 Months |
| Min Rate At Change | 5.61% |
| Max Rate At Change | 9.61% |
| Index | SOFR Average 30-Day |
| Max Rate | 22.6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Jun 03, 2021 |
| Property Address | 69 HARBOUR TRCE E, FREEPORT, FL 32439-2916 |
| Document Number | 0032004828 |
| Book / Page | 3200 / 4828 |
| Map Reference | MB 13 PG 13,13A-13D |
| Instrument Date | May 28, 2021 |
| Instrument | 20210027864 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2025 |
| Title Company | SOUTH OAK TITLE LLC, SOUTH OAK TTL LLC SANTA ROSA |
| Amount | Amount Recorded |
|---|---|
| Tax | $336.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6986 WARRENTON RD, GUNTERSVILLE, AL 35976-6045 |
| Name | Verified Name |
|---|---|
| Address | 236 TWIN LAKES LN, DESTIN, FL 32541-2863 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Sep 25, 2020 |
| Property Address | 69 HARBOUR TRCE E, FREEPORT, FL 32439-2916 |
| Document Number | 0031610671 |
| Book / Page | 3161 / 671 |
| Map Reference | MB 13 PG 13 |
| Instrument Date | Sep 23, 2020 |
| Instrument | 20200037489 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | SOUTH OAK TTL PANAMA CITY BE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 69 HARBOUR TRCE E, FREEPORT, FL 32439-2916 |
| Document Number | 0003161673 |
|---|---|
| Date | Sep 25, 2020 |
| Instrument | 3161/673 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Oct 01, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 7.5% |
| Index | 1-Year CMT |
| Max Rate | 11.5% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Aug 31, 2017 |
| Property Address | 69 HARBOUR TRCE E, FREEPORT, FL 32439-2916 |
| Document Number | 0030511731 |
| Book / Page | 003051 / 001731 |
| Instrument Date | Aug 29, 2017 |
| Instrument | 29145 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2017 |
| Title Company | MITCHELL LAND AND TITLE, MITCHELL LAND & TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $322.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 110 SKIPPERS LN CURRITUCK NC 279299619, CURRITUCK, NC 27929-9619 |
Source: Walton County records · Assessment roll updated December 3, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $372.00 (-1.33%) | $45,220 (-) Land $45,220 | $45,220 (-) Land $45,220 |
| 2024 | $377.00 (+0.27%) | ||
| 2023 | $376.00 (-12.15%) | $45,220 (-9.91%) Land $45,220 | $45,220 (-9.91%) Land $45,220 |
| 2022 | $428.00 | $50,194 Land $50,194 | $50,194 Land $50,194 |
69 Harbour Trce E is in FEMA Zone AE, inside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Walton County (12131C), updated June 18, 2026
| FEMA Flood Zone | Zone AE 1% annual chance, base flood elevation determined |
|---|---|
| Special Flood Hazard Area | Yes flood insurance required for federally backed mortgages |
| Floodway | No |
| Base Flood Elevation | 8.0 ft vertical datum per the FIRM (NAVD88 on current maps) |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 69th percentile of exposed land nationally · 48th in Florida |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 538 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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