176 Harbour Trce E, Freeport, FL 32439 Property Records

Walton County property record for 176 Harbour Trce E, Freeport, FL 32439 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2018
Square Footage2,688 sqft Living Area
Lot Size36,155 sqft (0.83 acres)
OccupancyOwner Occupied
Last Sale$55,000 (2016)
Tax Bill$5,010.00 (2024)

Property Details

APN / Parcel Number

Primary APN30-1S-19-23010-000-0730
Alternative APN
  • 1066206

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area2,688 sqft Living Area
Gross Area4,176 sqft Gross Area
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureCustom/Decorative Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2018
Exterior MaterialBrick Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area36,155 sqft (0.83 acres)
Depth X Width29.4 ft x 10.5 ft Depth x Width
Garage TypeFinished Garage
Garage Area714 sqft Garage
FenceFence
Porch1 Porch
Porch Area774 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number1066206
Street Address176 HARBOUR TRCE E
CityFREEPORT
StateFL
Zip32439-2917
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 73 BAY HARBOUR S/D PB 12-26 AMENDED PB 13-13
Legal Range19W
Legal Township01S
Legal Section30
Legal SubdivisionBAY HARBOUR S/D
Legal Lot Number73
JurisdictionWALTON FL
Minor Civil DivisionFREEPORT
Census Blockgroup2
Census Block2068
Census Tract950502

Owner

Source: Walton County records · APN 30-1S-19-23010-000-0730

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address176 HARBOUR TRCE E, FREEPORT, FL 32439-2917
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 08, 2017Deed of Trust, Mortgage · Veterans Administration Mortgage
FIRST FLORIDA BANK
Nov 30, 2018Loan Modification, Mortgage
FIRST FL BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 01, 2016 · Amount on Record
Deed SaleJul 01, 2016 · Amount on Record
Prior SaleNov 29, 2012 · Amount on Record
Deed Doc Number2016000021033
Deed Book / Page3014 / 1166
Record RefreshedJun 08, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address176 HARBOUR TRCE E, FREEPORT, FL 32439-2917
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0030433230
DateJun 08, 2017
Book Page3043/3230
Instrument20170018804
Lender
NameFIRST FLORIDA BANK
TypeBank
AddressDESTIN, FL 32540
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2047

November 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWALTON FL
Property Address176 HARBOUR TRCE E, FREEPORT, FL 32439-2917
Document Number0030920657
Instrument DateNov 30, 2018
Transaction TypeMortgage
Record UpdatedDec 27, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address176 HARBOUR TRCE E FREEPORT FL 324392917, FREEPORT, FL 32439-2917

Mortgage

Document Number0030920657
DateDec 10, 2018
Book Page003092/000657
Instrument40832
Lender
NameFIRST FL BK
TypeBank
AddressFLINT, MI 48501-2026
Agreement
AmountAmount Recorded
Term360 Months
DueDec 09, 2048
Interest
Rate TypeFixed Rate
Rate4.5%

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$679,098 (+1.78%) Land $138,000 Building $541,098$679,098 (+1.78%) Land $138,000 Building $541,098
2024$5,010.00 (+5.63%)
2023$4,743.00 (+16.08%)$667,251 (+17.44%) Land $87,048 Building $580,203$667,251 (+17.44%) Land $87,048 Building $580,203
2022$4,086.00$568,170 Land $96,619 Building $471,551$568,170 Land $96,619 Building $471,551

Flood & Wildfire

176 Harbour Trce E is in FEMA Zone AE, inside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Walton County (12131C), updated June 18, 2026

FEMA Flood ZoneZone AE
1% annual chance, base flood elevation determined
Special Flood Hazard AreaYes
flood insurance required for federally backed mortgages
FloodwayNo
Base Flood Elevation8.0 ft
vertical datum per the FIRM (NAVD88 on current maps)

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
69th percentile of exposed land nationally · 48th in Florida
Wildfire LikelihoodModerate — about 1 in 538 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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