95 Forest Hbr, Freeport, FL 32439 Property Records

Walton County property record for 95 Forest Hbr, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,618 sqft · built 2024
Lot Size	0.598 acres (26,047 sqft)
Owner	2 Individual Names on Record
Last Sale	$121,500 (Jul 2023)
Tax Bill	$3,079 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Dec 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`30-1S-19-23010-000-0970`

Property Details

APN / Parcel Number

Primary APN	`30-1S-19-23010-000-0970`
Alternative APNs	`30-119-23010-000-0970` `1066228`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,618 sqft Living Area
Gross Area	3,790 sqft
1st Floor Area	2,618 sqft
Flooring	Tile

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	26,047 sqft (0.598 acres)
Lot Dimensions	179 ft deep x 225 ft wide
Garage Type	Attached
Garage Area	800 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	95 FOREST HBR
City	FREEPORT
State	FL
Zip	32439-2906
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RV
Legal Description	LOT 97 BAY HARBOUR S/D PB 12-26 AMENDED PB 13-13 OR 3297-226
Legal Range	019
Legal Township	01S
Legal Section	30
Legal Subdivision	BAY HARBOUR
Legal Block	9
Legal Lot Number	97
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2068
Census Tract	950502

Owner

Source: Walton County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1706 S LAKESIDE CT, VENICE, FL 34293-1928
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Deed of Trust, Mortgage · VA Mortgage MUTUAL/OMAHA MORTGAGE LLC
Dec 11, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK
Jul 27, 2023	Warranty Deed, Transfer MCNEESE TITLE LLC
Feb 1, 2021	Warranty Deed, Transfer
Sep 21, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2023 · Amount on Record
Deed Sale	Jul 27, 2023 · Amount on Record
Prior Sale	Feb 1, 2021 · Amount on Record
Deed Document Number	202326749
Deed Book / Page	3297 / 226
Record Updated	Jun 8, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Recording Date	Apr 7, 2026
Property Address	95 FOREST HBR, FREEPORT, FL 32439-2906
Document Number	0000013266
Book / Page	3393 / 2494
Instrument Date	Mar 31, 2026
Instrument	202613266
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 FOREST HBR, FREEPORT, FL 32439-2906

Mortgage

Document Number	0000013266,
Date	Apr 7, 2026
Book Page	3393/2494
Instrument	202613266

Lender

Name	MUTUAL/OMAHA MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	95 FOREST HBR, FREEPORT, FL 32439-2906
Transaction Type	Mortgage
Record Updated	Dec 18, 2025
Title Company	MCNEESE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1706 S LAKESIDE CT, VENICE, FL 34293-1928

Mortgage

Document Number	0033100424
Date	Dec 11, 2023
Book Page	3310/424
Instrument	20230044116

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	JACKSONVILLE, FL 32246

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2055

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 27, 2023
Property Address	95 FOREST HBR, FREEPORT, FL 32439-2906
Document Number	0032970226
Book / Page	3297 / 226
Map Reference	MB 13 PG 13-13D
Instrument Date	Jul 26, 2023
Instrument	20230026749
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$850.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2386 RANDALL AVE, LITHONIA, GA 30058-4686

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1706 S LAKESIDE CT, VENICE, FL 34293-1928

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Feb 1, 2021
Property Address	95 FOREST HBR, FREEPORT, FL 32439-2906
Document Number	0031804427
Book / Page	3180 / 4427
Map Reference	MB 13 PG 13-13D
Instrument Date	Jan 25, 2021
Instrument	20210004507
Transaction Type	Transfer
Record Updated	Dec 18, 2025

Transaction

Amount	Amount Recorded
Tax	$448.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2558 BARRON CT, SHALIMAR, FL 32579-1280

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2386 RANDALL AVE, LITHONIA, GA 30058-4686

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Sep 21, 2020
Property Address	FOREST HBR, FREEPORT, FL 32439
Document Number	0031594213
Book / Page	003159 / 004213
Instrument Date	Sep 21, 2020
Instrument	36066
Transaction Type	Transfer
Record Updated	Oct 21, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2558 BARRON CT SHALIMAR FL 325791280, SHALIMAR, FL 32579-1280

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,079.00 (+278.26%)	$406,982 (+687.58%)	$550,026 (+964.39%) Land $97,500 Building $452,526
2024	$814.00 (+89.74%)
2023	$429.00 (-12.27%)	$51,675 (-9.91%) Land $51,675	$51,675 (-9.91%) Land $51,675
2022	$489.00	$57,359 Land $57,359	$57,359 Land $57,359

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35

May also be available: Wildstar Networks.

Nearby Properties on Forest Hbr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures