104 Forest Hbr, Freeport, FL 32439 Property Records

Walton County property record for 104 Forest Hbr, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,301 sqft · built 2023
Lot Size	0.777 acres (33,882 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Jul 2022)
Tax Bill	$4,289 (2024)
Deeds & Mortgages	Dec 2022 Mortgage Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-1S-19-23010-000-0900`

Property Details

APN / Parcel Number

Primary APN	`30-1S-19-23010-000-0900`
Alternative APN	`1086901`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,301 sqft Living Area
Gross Area	3,107 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2023
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	33,882 sqft (0.777 acres)
Lot Dimensions	18 ft deep x 15 ft wide
Deck Area	Deck Area
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1086901
Street Address	104 FOREST HBR
City	FREEPORT
State	FL
Zip	32439-2906
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 90 BAY HARBOUR S/D PB 12-26 AMENDED PB 13-13
Legal Range	19W
Legal Township	01S
Legal Section	30
Legal Subdivision	BAY HARBOUR S/D
Legal Lot Number	90
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2068
Census Tract	950502

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	104 FOREST HBR, FREEPORT, FL 32439-2906
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2022	Deed of Trust, Mortgage · Closed-End Mortgage PEOPLES NATIONAL BANK
Jul 27, 2022	Warranty Deed, Transfer RENASANT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2022 · Amount on Record
Deed Sale	Jul 27, 2022 · Amount on Record
Deed Document Number	20220034427
Deed Book / Page	3261 / 1608
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	104 FOREST HBR, FREEPORT, FL 32439-2906
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4607 O HARA CT, CRESTVIEW, FL 32539-6394

Mortgage

Document Number	0032761294
Date	Dec 22, 2022
Book Page	3276/1294
Instrument	20220054358

Lender

Name	PEOPLES NATIONAL BANK
Type	Bank
Address	NICEVILLE, FL 32578

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 20, 2023

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 27, 2022
Property Address	104 FOREST HBR, FREEPORT, FL 32439-2906
Document Number	0032611608
Book / Page	3261 / 1608
Map Reference	MB 13 PG 13
Instrument Date	Jul 22, 2022
Instrument	20220034427
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	73 COOL WIND CT, FREEPORT, FL 32439-6281

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4607 O HARA CT, CRESTVIEW, FL 32539-6394

Mortgage

Document Number	0032611610
Date	Jul 27, 2022
Instrument	3261/1610

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jul 25, 2027

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$496,425 (+396.9%) Land $108,750 Building $387,675	$496,425 (+396.9%) Land $108,750 Building $387,675
2024	$4,289.00 (+416.13%)
2023	$831.00 (+79.48%)	$99,905 (+30.63%) Land $99,905	$99,905 (+30.63%) Land $99,905
2022	$463.00	$76,479 Land $76,479	$76,479 Land $76,479

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35

May also be available: Wildstar Networks.

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