Walton County property record for 175 Forest Hbr, Freeport, FL 32439 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,045 sqft · built 2000 |
| Lot Size | 0.798 acres (34,786 sqft) |
| Owner | Individual Name on File |
| Last Sale | $479,500 (Nov 2022) |
| Tax Bill | $2,279 (2024) |
| Deeds & Mortgages | Mar 2023 Mortgage Nov 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-1S-19-23010-000-0910 |
| Primary APN | 30-1S-19-23010-000-0910 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,045 sqft Living Area |
| Gross Area | 3,141 sqft |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2000 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 34,786 sqft (0.798 acres) |
| Lot Dimensions | 20 ft deep x 13.5 ft wide |
| Garage Type | Finished |
| Garage Area | 624 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 480 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1066222 |
|---|---|
| Street Address | 175 FOREST HBR |
| City | FREEPORT |
| State | FL |
| Zip | 32439-2906 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 91 AMENDED PLAT OF BAY HARBOUR PB 13-13 OR 3273-3940 |
| Legal Range | 19W |
| Legal Township | 01S |
| Legal Section | 30 |
| Legal Subdivision | BAY HARBOUR S/D |
| Legal Lot Number | 91 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | FREEPORT |
| Census Block Group | 2 |
| Census Block | 2068 |
| Census Tract | 950502 |
Source: Walton County records · APN 30-1S-19-23010-000-0910
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 175 FOREST HBR, FREEPORT, FL 32439-2906 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 02, 2023 | Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA |
| Nov 22, 2022 | Warranty Deed, Transfer · Conventional Mortgage KEY BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 22, 2022 · Amount on Record |
| Deed Sale | Nov 22, 2022 · Amount on Record |
| Prior Sale | Sep 09, 2010 · Amount on Record |
| Deed Document Number | 0032733940 |
| Deed Book / Page | 3273 / 3940 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 175 FOREST HBR, FREEPORT, FL 32439-2906 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Name | Verified Name |
|---|---|
| Address | 14045 US HIGHWAY 331 S, FREEPORT, FL 32439-0199 |
| Document Number | 0032820321 |
|---|---|
| Date | Mar 02, 2023 |
| Book Page | 3282/321 |
| Instrument | 20230007085 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Dec 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Dec 01, 2027 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.75% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10.7% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Nov 22, 2022 |
| Property Address | 175 FOREST HBR, FREEPORT, FL 32439-2906 |
| Document Number | 0032733940 |
| Book / Page | 3273 / 3940 |
| Map Reference | MB 13 PG 13-13D |
| Instrument Date | Nov 22, 2022 |
| Instrument | 20220050913 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2025 |
| Title Company | SHORELINE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,356.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 327 CURACAO CV N, NICEVILLE, FL 32578-4071 |
| Name | Verified Name |
|---|---|
| Address | 175 FOREST HARBOUR, FREEPORT, FL 32439-2906 |
| Document Number | 0032733942 |
|---|---|
| Date | Nov 22, 2022 |
| Instrument | 3273/3942 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Dec 01, 2027 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.75% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10.7% |
Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $356,143 (-6.26%) Land $75,000 Building $281,143 | $356,143 (-6.26%) Land $75,000 Building $281,143 | |
| 2024 | $2,279.00 (+3.73%) | ||
| 2023 | $2,197.00 (+77.61%) Homeowner's exemption | $379,909 (+8.31%) Land $68,900 Building $311,009 | $379,909 (+8.31%) Land $68,900 Building $311,009 |
| 2022 | $1,237.00 Homeowner's exemption | $350,747 Land $76,479 Building $274,268 | $350,747 Land $76,479 Building $274,268 |
Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121319505022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 296 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 296 in force 254 of 296 on primary residences |
| Nearby Flood Claims | 56 (1989–2020) |
| Claims Outside the SFHA | 8 of 56 |
| Most Recent Claim | Sep 2020, other causes, Hurricane Sally |
| Flood Events |
|
| Wildfire Risk | Moderate above 69% of the US · above 50% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 493 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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