95 E Oak St, Coal City, IL 60416 Property Records

Grundy County property record for 95 E Oak St, Coal City, IL 60416

Property Summary

Property Type	Single Family Home
Details	888 sqft · built 1900
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Sep 2024)
Tax Bill	$7,903 (2025)
Deeds & Mortgages	Sep 2024 Sale & Mortgage Dec 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-02-151-004`

Property Details

APN / Parcel Number

Primary APN	`09-02-151-004`

Interior

Building Area	888 sqft Total Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	10,890 sqft (0.25 acres)

Location & Zoning

Street Address	310 S KANKAKEE ST
City	COAL CITY
State	IL
Zip	60416-1725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIG TN COAL CITY E1/2 LTS 1 & 4 & EX S5' OF E1/2 BAL LT 5 BLK 42 SEC 2-32-8
Legal Range	08W
Legal Township	32N
Legal Section	02
Legal Subdivision	COAL CITY
Legal Block	42
Legal Lot Number	1,4-5
Jurisdiction	GRUNDY IL
Township / Civil Division	BRACEVILLE
Census Block Group	2
Census Block	2010
Census Tract	800

Owner

95 E Oak St is owned by two individuals who bought it in September 2024.

Source: Grundy County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	346 OGDEN FALLS BLVD, OSWEGO, IL 60543-7913
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2024	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Dec 7, 2022	Warranty Deed, Transfer · Conventional Mortgage GRUNDY BANK
Aug 24, 2022	Quit Claim Deed, Transfer Quitclaim
Mar 9, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2024 · Amount on File
Deed Sale	Sep 16, 2024 · Amount on File
Prior Sale	Dec 7, 2022 · Amount on File
Deed Document Number	2024627687
Prior Transfer Date	Aug 10, 2022
Prior Transfer Doc	0000615222
Record Updated	Sep 20, 2026

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRUNDY IL
Recording Date	Sep 16, 2024
Property Address	310 S KANKAKEE ST, COAL CITY, IL 60416-1725
Document Number	0000627687
Map Reference	BKA PG98
Instrument Date	Aug 22, 2024
Instrument	627687
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$435.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	310 S KANKAKEE ST, COAL CITY, IL 60416-1725

Mortgage

Document Number	0000627688
Date	Sep 16, 2024
Instrument	627688

Lender

Name	GUARANTEED RATE INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.5%

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRUNDY IL
Recording Date	Dec 7, 2022
Property Address	310 S KANKAKEE ST, COAL CITY, IL 60416-1725
Document Number	0000617144
Map Reference	BK A PG 98
Instrument Date	Dec 5, 2022
Instrument	617144
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$324.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 S KANKAKEE ST, COAL CITY, IL 60416-1725

Mortgage

Document Number	0000617145
Date	Dec 7, 2022
Instrument	617145

Lender

Name	GRUNDY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Fixed Rate

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRUNDY IL
Recording Date	Aug 24, 2022
Property Address	310 S KANKAKEE ST, COAL CITY, IL 60416-1725
Document Number	0000615222
Instrument Date	Aug 10, 2022
Instrument	615222
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24655 S BLACKHAWK DR, CHANNAHON, IL 60410-9304

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	GRUNDY IL
Recording Date	Mar 9, 2022
Property Address	310 S KANKAKEE ST, COAL CITY, IL 60416-1725
Document Number	0000611769
Map Reference	BK A PG 98
Instrument Date	Mar 8, 2022
Instrument	611769
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 96, EDWARDSVILLE, IL 62025-0096

Tax Assessment & Valuation

The 2025 property tax bill for 95 E Oak St was $7,903.

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Grundy County
County Subdivision	Braceville Township
Municipality	Coal City Village
Unified School District	Coal City Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,903.00	$110,553 Land $11,651 Building $98,902	$331,659 Land $34,953 Building $296,706
2022	$682.00	$9,551 Land $9,551	$28,653 Land $28,653

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 95 E Oak St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 95 E Oak St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COAL CITY serves 5,845 people · EPA ID IL0630200
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Surf Internet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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